| ZIP Code | 03446 |
|---|---|
| City | Swanzey |
| State | New Hampshire (NH) |
| County | Cheshire County |
| Area Code | 603 |
| Elevation | 751 ft |
| Latitude | 42.858271 |
|---|---|
| Longitude | -72.29636 |
| Timezone | New York (DST) |
| FIPS | 33005 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 51.2 yrs ↑ 3% since 2019 |
|---|---|
| Avg Household Size | 2.30 |
| Below Poverty | 8.3% ▼ 17% below avg |
| College Grads | 44.4% ▲ 15% above avg |
| Unemployment | 2.4% ▼ 50% below avg |
| HS Graduate | 1,747 (36.8%) |
| Some College | 461 (9.7%) |
| Associates | 430 (9.1%) |
| Bachelors | 575 (12.1%) |
| Graduate Degree | 1,531 (32.3%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $82,326 ▲ 8% above avg ↑ 15% since 2019 |
|---|---|
| Median Home Value | $251,200 ▼ 10% below avg ↑ 37% since 2019 |
| Home/Income Ratio | 3.1x (nat avg ~3.5x) |
| Median Rent | $1,581/mo ↑ 57% since 2019 |
| Total Units | 2,939 |
| Vacant Units | 116 |
| Avg HH Size | 2.30 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 2,939 |
|---|---|
| Vacant | 116 |
| Owner Occupied | 72.4% |
| Renter Occupied | 27.6% |
| Avg HH Size | 2.30 |
ZIP code 03446 is located in Swanzey, New Hampshire, within Cheshire County. With a population of 6,486, this is a lightly populated ZIP code with a mature community — the median age is 51.2 years. Economically, 03446 is a middle-income ZIP code: the median household income of $82,326 is near the national average.
Real estate in ZIP code 03446 represents a mid-range housing market. The median home value of $251,200 is near the national average. Renters can expect to pay around $1,581 per month in median rent. Homeownership is strong here — 72.4% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 37% since 2019.
The population of 03446 is primarily White (89.36%). Residents are well-educated — 44.4% hold a bachelor's degree or higher, which is near the national average. Poverty affects a relatively small share of residents at 8.3%. Household income has grown by 15% since 2019.
The unemployment rate in 03446 stands at 2.4%, which is well below the national average. As in most parts of the country, driving alone is the dominant commute mode at 88%.
Overall, ZIP code 03446 in Swanzey, NH is characterized as middle-income, well-educated, a mature community, and predominantly owner-occupied. With 6,486 residents, a median household income of $82,326, and a median home value of $251,200, it offers a clear picture of life in this part of New Hampshire.