US ZIP Code
03431

Keene, NH

Cheshire County  ·  New Hampshire

● Active
👥 25,035 Population
💰 $78,196 Median HH Income
≈ Avg ↑ 37% since 2019
🎂 36.8 Median Age ↓ 2% since 2019
🏠 $233,900 Median Home Value
▼ 16% below avg ↑ 25% since 2019
🎓 48.8% College Grads
▲ 26% above avg
📊 1.6% Unemployment
▼ 66% below avg ↓ 68% since 2019
ZIP Code Details
ZIP Code03431
CityKeene
StateNew Hampshire (NH)
CountyCheshire County
Area Code603
Elevation1,061 ft
Latitude42.969069
Longitude-72.301965
TimezoneNew York (DST)
FIPS33005
ZIP TypeStandard
StatusActive
People & Population (ACS 2023)
♂ Male 49.3% (12,330) Female 50.8% (12,705) ♀

Race & Ethnicity

White: 92%Hispanic: 2.2%Black: 1.5%Asian: 0.5%Other: 3.5%Race
White92.0%
Hispanic2.2%
Black1.5%
Asian0.5%
Other3.5%

Age Breakdown

Under 5
4%
5–17
11%
18–24
17%
25–44
27%
45–64
23%
65+
8%

Key Indicators

Median Age36.8 yrs ↓ 2% since 2019
Avg Household Size2.23
Below Poverty8.8% ▼ 12% below avg
College Grads48.8% ▲ 26% above avg
Unemployment1.6% ▼ 66% below avg
No HS Diploma204 (1.3%)
HS Graduate4,130 (25.6%)
Some College1,970 (12.2%)
Associates1,975 (12.2%)
Bachelors1,131 (7%)
Graduate Degree6,751 (41.8%)

Education

No HS: 1.3%HS Grad: 25.6%Some College: 12.2%Associates: 12.2%Bachelors: 7%Graduate: 41.8%Edu
No HS1.3%
HS Grad25.6%
Some College12.2%
Associates12.2%
Bachelors7.0%
Graduate41.8%
Housing & Income

Housing Tenure

Owner: 52%Renter: 48.1%Tenure
Owner52.0%
Renter48.1%

Home Value Distribution

Under $50k
10%
$50k–100k
1%
$100k–150k
6%
$150k–200k
15%
$200k–300k
43%
$300k–500k
21%
Over $500k
4%

Financials

Median HH Income$78,196 ≈ Avg ↑ 37% since 2019
Median Home Value$233,900 ▼ 16% below avg ↑ 25% since 2019
Home/Income Ratio3.0x (nat avg ~3.5x)
Median Rent$1,279/mo ↑ 29% since 2019
Total Units11,168
Vacant Units1,106
Avg HH Size2.23

Income Distribution

Under $25k
14%
$25k–50k
16%
$50k–75k
16%
$75k–100k
18%
$100k–150k
19%
$150k–200k
9%
Over $200k
7%
Employment & Commute

How People Get to Work

Drove Alone
80%
Public Transit
0%
Walked
5%
Work From Home
14%

Commute Time

Under 15 min
59%
15–30 min
25%
30–45 min
9%
Over 45 min
8%
Housing Stock

Year Built

Before 1940
2%
1940s–1950s
21%
1960s–1970s
13%
1980s–1990s
5%
2000+
58%

Summary

Total Units11,168
Vacant1,106
Owner Occupied52.0%
Renter Occupied48.1%
Avg HH Size2.23
Frequently Asked Questions
ZIP code 03431 is in Keene, NH, in Cheshire County.
ZIP code 03431 is located in New Hampshire (NH).
ZIP code 03431 is in Cheshire County, NH.
ZIP 03431 observes the New York timezone. Daylight Saving Time is observed.
The estimated population of ZIP code 03431 is 25,035 people (ACS 2023).
The median household income in ZIP code 03431 is $78,196 (ACS 2023).
The median home value in ZIP 03431 is $233,900 (ACS 2023).
About ZIP Code 03431

ZIP code 03431 is located in Keene, New Hampshire, within Cheshire County. With a population of 25,035, this is a moderately populated ZIP code with a relatively young community — the median age is 36.8 years. Economically, 03431 is a middle-income ZIP code: the median household income of $78,196 is near the national average.

Real estate in ZIP code 03431 represents an affordable housing market. The median home value of $233,900 is below the national average. Renters can expect to pay around $1,279 per month in median rent. The area has a relatively balanced mix of owners (52.0%) and renters (48.1%). Median home values have increased by 25% since 2019.

The population of 03431 is primarily White (92.01%). Residents are well-educated — 48.8% hold a bachelor's degree or higher, which is above the national average. Poverty affects a relatively small share of residents at 8.8%. Household income has grown by 37% since 2019.

The unemployment rate in 03431 stands at 1.6%, which is well below the national average. About 13% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 70%.

Overall, ZIP code 03431 in Keene, NH is characterized as middle-income, well-educated, and a relatively young community. With 25,035 residents, a median household income of $78,196, and a median home value of $233,900, it offers a clear picture of life in this part of New Hampshire.