| ZIP Code | 01040 |
|---|---|
| City | Holyoke |
| State | Massachusetts (MA) |
| County | Hampden County |
| Area Code | 413 |
| Elevation | 452 ft |
| Latitude | 42.211658 |
|---|---|
| Longitude | -72.642448 |
| Timezone | New York (DST) |
| FIPS | 25013 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 39.1 yrs ↑ 11% since 2019 |
|---|---|
| Avg Household Size | 2.36 |
| Below Poverty | 23.1% ▲ 131% above avg |
| College Grads | 37.0% ≈ Avg |
| Unemployment | 6.9% ▲ 41% above avg |
| No HS Diploma | 818 (3.6%) |
| HS Graduate | 7,265 (32.3%) |
| Some College | 3,523 (15.7%) |
| Associates | 2,556 (11.4%) |
| Bachelors | 2,171 (9.7%) |
| Graduate Degree | 6,139 (27.3%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $51,892 ▼ 32% below avg ↑ 27% since 2019 |
|---|---|
| Median Home Value | $255,300 ▼ 8% below avg ↑ 30% since 2019 |
| Home/Income Ratio | 4.9x (nat avg ~3.5x) |
| Median Rent | $1,016/mo ↑ 21% since 2019 |
| Total Units | 17,057 |
| Vacant Units | 1,533 |
| Avg HH Size | 2.36 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 17,057 |
|---|---|
| Vacant | 1,533 |
| Owner Occupied | 41.6% |
| Renter Occupied | 58.4% |
| Avg HH Size | 2.36 |
ZIP code 01040 is located in Holyoke, Massachusetts, within Hampden County. With a population of 37,949, this is a highly populated ZIP code with a middle-aged community — the median age is 39.1 years. Economically, 01040 is a working-class ZIP code: the median household income of $51,892 is below the national average.
Real estate in ZIP code 01040 represents a mid-range housing market. The median home value of $255,300 is near the national average. Renters can expect to pay around $1,016 per month in median rent. The area has a relatively balanced mix of owners (41.6%) and renters (58.4%). Median home values have increased by 30% since 2019.
The population of 01040 is majority Hispanic (51.55%). Residents are moderately educated — 37.0% hold a bachelor's degree or higher, which is near the national average. Poverty affects a significant share of residents at 23.1%. Household income has grown by 27% since 2019.
The unemployment rate in 01040 stands at 6.9%, which is above the national average. As in most parts of the country, driving alone is the dominant commute mode at 77%.
Overall, ZIP code 01040 in Holyoke, MA is characterized as working-class, moderately educated, and a middle-aged community. With 37,949 residents, a median household income of $51,892, and a median home value of $255,300, it offers a clear picture of life in this part of Massachusetts.