City

Waterloo, WI

1 ZIP code  ·  Jefferson County  ·  Wisconsin

👥5,187Population
💰$80,000Median HH Income≈ Avg
🎂41.7Median Age
🏠$236,900Median Home Value▼ 15% below avg
🎓30.9%College Grads▼ 20% below avg
📊0.9%Unemployment▼ 83% below avg
People & Population (ACS 2023 — weighted avg)
♂ Male 49.7% Female 50.3% ♀

Race & Ethnicity

White: 82.6%Hispanic: 15.7%Black: 0%Asian: 0.1%Other: 1.6%Race
White82.6%
Hispanic15.7%
Black0.0%
Asian0.1%
Other1.6%

Age Breakdown

Under 5
4%
5–17
16%
18–24
9%
25–44
24%
45–64
30%
65+
9%

Key Indicators

Median Age41.7 yrs
Avg HH Size2.33
Below Poverty14.8% ▲ 48% above avg
College Grads30.9% ▼ 20% below avg
Unemployment0.9% ▼ 83% below avg
No HS Diploma21 (0.6%)
HS Graduate1,401 (41.3%)
Some College324 (9.6%)
Associates597 (17.6%)
Bachelors215 (6.3%)
Graduate Degree834 (24.6%)

Education

No HS: 0.6%HS Grad: 41.3%Some College: 9.6%Associates: 17.6%Bachelors: 6.3%Graduate: 24.6%Edu
No HS0.6%
HS Grad41.3%
Some College9.6%
Associates17.6%
Bachelors6.3%
Graduate24.6%
Housing & Income

Housing Tenure

Owner: 71.2%Renter: 28.8%Tenure
Owner71.2%
Renter28.8%

Home Value Distribution

Under $50k
5%
$50k–$100k
0%
$100k–$150k
8%
$150k–$200k
17%
$200k–$300k
41%
$300k–$500k
19%
Over $500k
10%

Financials

Median HH Income$80,000 ≈ Avg
Median Home Value$236,900 ▼ 15% below avg
Home/Income Ratio3.0x (nat avg ~3.5x)
Median Rent$990/mo
Total Housing Units2,308
Vacant Units94

Income Distribution

Under $25k
16%
$25k–$50k
10%
$50k–$75k
17%
$75k–$100k
13%
$100k–$150k
28%
$150k–$200k
12%
Over $200k
5%
Employment & Commute

How People Get to Work

Drove Alone
86%
Walked
1%
Work From Home
14%

Commute Time

Under 15 min
19%
15–30 min
32%
30–45 min
29%
Over 45 min
20%
Housing Stock

Year Built

Before 1940
4%
1940s–1950s
10%
1960s–1970s
10%
1980s–1990s
12%
2000+
64%
About Waterloo, WI

Waterloo is a city in Wisconsin, located in Jefferson County. The city spans 1 ZIP code and is home to approximately 5,187 residents. It is a middle-aged city, with a median age of 41.7 years.

Economically, Waterloo is a middle-income community. The median household income of $80,000 is near the national average. Approximately 14.8% of residents live below the poverty line. The unemployment rate is 0.9%, well below the national average.

The real estate market in Waterloo is an affordable housing market. Median home values stand at $236,900, which is below the national average. Renters typically pay around $990 per month. Homeownership is high at 71.2%, typical of suburban and family-oriented communities.

The population of Waterloo is moderately educated. 30.9% of adults hold a bachelor's degree or higher — below the national average. The community is primarily White (82.55%).

Waterloo, WI offers residents above-average earning potential within Wisconsin.

ZIP Codes in Waterloo
ZIPPopulationMedian IncomeMedian HomeMedian RentUnemp.CollegeOwner Occ.
53594 5,187 $80,000 $236,900 $990 0.9% 30.9% 71.2%