City

Watertown, NY

2 ZIP codes  ·  Jefferson County  ·  New York

👥51,382Population
💰$59,277Median HH Income▼ 22% below avg
🎂32.8Median Age
🏠$170,100Median Home Value▼ 39% below avg
🎓42.1%College Grads▲ 9% above avg
📊5.2%Unemployment≈ Avg
People & Population (ACS 2023 — weighted avg)
♂ Male 51.4% Female 48.6% ♀

Race & Ethnicity

White: 76.2%Hispanic: 9.4%Black: 5.7%Asian: 2.8%Other: 5.2%Race
White76.2%
Hispanic9.4%
Black5.7%
Asian2.8%
Other5.2%

Age Breakdown

Under 5
10%
5–17
17%
18–24
11%
25–44
33%
45–64
18%
65+
5%

Key Indicators

Median Age32.8 yrs
Avg HH Size2.35
Below Poverty14.6% ▲ 46% above avg
College Grads42.1% ▲ 9% above avg
Unemployment5.2% ≈ Avg
No HS Diploma573 (1.9%)
HS Graduate7,930 (26.4%)
Some College4,688 (15.6%)
Associates4,336 (14.4%)
Bachelors3,817 (12.7%)
Graduate Degree8,694 (28.9%)

Education

No HS: 1.9%HS Grad: 26.4%Some College: 15.6%Associates: 14.4%Bachelors: 12.7%Graduate: 28.9%Edu
No HS1.9%
HS Grad26.4%
Some College15.6%
Associates14.4%
Bachelors12.7%
Graduate28.9%
Housing & Income

Housing Tenure

Owner: 37%Renter: 63%Tenure
Owner37.0%
Renter63.0%

Home Value Distribution

Under $50k
5%
$50k–$100k
13%
$100k–$150k
23%
$150k–$200k
21%
$200k–$300k
23%
$300k–$500k
11%
Over $500k
3%

Financials

Median HH Income$59,277 ▼ 22% below avg
Median Home Value$170,100 ▼ 39% below avg
Home/Income Ratio2.9x (nat avg ~3.5x)
Median Rent$1,135/mo
Total Housing Units23,982
Vacant Units2,475

Income Distribution

Under $25k
18%
$25k–$50k
21%
$50k–$75k
19%
$75k–$100k
14%
$100k–$150k
17%
$150k–$200k
6%
Over $200k
4%
Employment & Commute

How People Get to Work

Drove Alone
89%
Public Transit
1%
Walked
4%
Work From Home
6%

Commute Time

Under 15 min
51%
15–30 min
37%
30–45 min
7%
Over 45 min
5%
Housing Stock

Year Built

Before 1940
4%
1940s–1950s
10%
1960s–1970s
9%
1980s–1990s
10%
2000+
67%
About Watertown, NY

Watertown is a city in New York, located in Jefferson County. The city spans 2 ZIP codes and is home to approximately 51,382 residents. It is a relatively young city, with a median age of 32.77 years.

Economically, Watertown is a solidly middle-class community. The median household income of $59,277 is below the national average. Approximately 14.6% of residents live below the poverty line. The unemployment rate is 5.2%, near the national average.

The real estate market in Watertown is an affordable housing market. Median home values stand at $170,100, which is below the national average. Renters typically pay around $1,135 per month. At 37.0% owner-occupied, renters make up the majority — common in urban or college-town settings.

The population of Watertown is well-educated. 42.1% of adults hold a bachelor's degree or higher — near the national average. The community is primarily White (76.18%).

Watertown, NY offers residents a cost-conscious lifestyle within New York. Spread across 2 ZIP codes, the city's neighborhoods vary in character, density, and demographics — explore each ZIP code below for a detailed breakdown.

ZIP Codes in Watertown
ZIPPopulationMedian IncomeMedian HomeMedian RentUnemp.CollegeOwner Occ.
13601 37,409 $57,503 $170,100 $974 6.1% 39.5% 49.6%
13603 13,973 $64,028 $1,567 2.7% 49.2% 3.3%