City

Bernhards Bay, NY

1 ZIP code  ·  Oswego County  ·  New York

👥913Population
💰$88,906Median HH Income▲ 17% above avg
🎂43.3Median Age
🏠$149,200Median Home Value▼ 46% below avg
🎓43.6%College Grads▲ 12% above avg
People & Population (ACS 2023 — weighted avg)
♂ Male 55.5% Female 44.5% ♀

Race & Ethnicity

White: 92.9%Hispanic: 3.7%Other: 3.4%Race
White92.9%
Hispanic3.7%
Other3.4%

Age Breakdown

Under 5
6%
5–17
19%
18–24
6%
25–44
22%
45–64
32%
65+
12%

Key Indicators

Median Age43.3 yrs
Avg HH Size2.73
Below Poverty10.7% ≈ Avg
College Grads43.6% ▲ 12% above avg
HS Graduate112 (18.1%)
Some College110 (17.7%)
Associates128 (20.6%)
Bachelors133 (21.5%)
Graduate Degree137 (22.1%)

Education

HS Grad: 18.1%Some College: 17.7%Associates: 20.6%Bachelors: 21.5%Graduate: 22.1%Edu
HS Grad18.1%
Some College17.7%
Associates20.6%
Bachelors21.5%
Graduate22.1%
Housing & Income

Housing Tenure

Owner: 96.1%Renter: 3.9%Tenure
Owner96.1%
Renter3.9%

Home Value Distribution

Under $50k
12%
$50k–$100k
14%
$100k–$150k
25%
$150k–$200k
28%
$200k–$300k
7%
$300k–$500k
6%
Over $500k
9%

Financials

Median HH Income$88,906 ▲ 17% above avg
Median Home Value$149,200 ▼ 46% below avg
Home/Income Ratio1.7x (nat avg ~3.5x)
Total Housing Units616
Vacant Units282

Income Distribution

Under $25k
15%
$25k–$50k
17%
$50k–$75k
13%
$75k–$100k
8%
$100k–$150k
40%
$150k–$200k
3%
Over $200k
3%
Employment & Commute

How People Get to Work

Drove Alone
76%
Work From Home
24%

Commute Time

Under 15 min
9%
15–30 min
6%
30–45 min
32%
Over 45 min
52%
Housing Stock

Year Built

Before 1940
4%
1940s–1950s
5%
1960s–1970s
8%
1980s–1990s
27%
2000+
56%
About Bernhards Bay, NY

Bernhards Bay is a city in New York, located in Oswego County. The city spans 1 ZIP code and is home to approximately 913 residents. It is a middle-aged city, with a median age of 43.3 years.

Economically, Bernhards Bay is a middle-income community. The median household income of $88,906 is above the national average. Approximately 10.7% of residents live below the poverty line.

The real estate market in Bernhards Bay is one of the more affordable housing markets in the country. Median home values stand at $149,200, which is below the national average. Homeownership is high at 96.1%, typical of suburban and family-oriented communities.

The population of Bernhards Bay is well-educated. 43.6% of adults hold a bachelor's degree or higher — near the national average. The community is primarily White (92.88%).

Bernhards Bay, NY offers residents above-average earning potential within New York.

ZIP Codes in Bernhards Bay
ZIPPopulationMedian IncomeMedian HomeMedian RentUnemp.CollegeOwner Occ.
13028 913 $88,906 $149,200 0.0% 43.6% 96.1%