City

Cream Ridge, NJ

1 ZIP code  ·  Monmouth County  ·  New Jersey

👥5,270Population
💰$118,854Median HH Income▲ 56% above avg
🎂40.6Median Age
🏠$508,000Median Home Value▲ 82% above avg
🎓45.3%College Grads▲ 17% above avg
📊6.5%Unemployment▲ 33% above avg
People & Population (ACS 2023 — weighted avg)
♂ Male 47.7% Female 52.3% ♀

Race & Ethnicity

White: 86.8%Hispanic: 6.1%Black: 0.5%Asian: 4.8%Other: 1.8%Race
White86.8%
Hispanic6.1%
Black0.5%
Asian4.8%
Other1.8%

Age Breakdown

Under 5
6%
5–17
19%
18–24
9%
25–44
23%
45–64
26%
65+
7%

Key Indicators

Median Age40.6 yrs
Avg HH Size2.77
Below Poverty7.1% ▼ 29% below avg
College Grads45.3% ▲ 17% above avg
Unemployment6.5% ▲ 33% above avg
No HS Diploma107 (3.2%)
HS Graduate1,027 (30.8%)
Some College251 (7.5%)
Associates440 (13.2%)
Bachelors207 (6.2%)
Graduate Degree1,306 (39.1%)

Education

No HS: 3.2%HS Grad: 30.8%Some College: 7.5%Associates: 13.2%Bachelors: 6.2%Graduate: 39.1%Edu
No HS3.2%
HS Grad30.8%
Some College7.5%
Associates13.2%
Bachelors6.2%
Graduate39.1%
Housing & Income

Housing Tenure

Owner: 91.4%Renter: 8.6%Tenure
Owner91.4%
Renter8.6%

Home Value Distribution

Under $50k
2%
$50k–$100k
4%
$100k–$150k
1%
$150k–$200k
1%
$200k–$300k
12%
$300k–$500k
29%
Over $500k
51%

Financials

Median HH Income$118,854 ▲ 56% above avg
Median Home Value$508,000 ▲ 82% above avg
Home/Income Ratio4.3x (nat avg ~3.5x)
Median Rent$1,440/mo
Total Housing Units2,156
Vacant Units256

Income Distribution

Under $25k
6%
$25k–$50k
11%
$50k–$75k
17%
$75k–$100k
11%
$100k–$150k
18%
$150k–$200k
11%
Over $200k
26%
Employment & Commute

How People Get to Work

Drove Alone
83%
Walked
1%
Work From Home
16%

Commute Time

Under 15 min
15%
15–30 min
30%
30–45 min
22%
Over 45 min
33%
Housing Stock

Year Built

Before 1940
1%
1940s–1950s
2%
1960s–1970s
14%
1980s–1990s
25%
2000+
58%
About Cream Ridge, NJ

Cream Ridge is a city in New Jersey, located in Monmouth County. The city spans 1 ZIP code and is home to approximately 5,270 residents. It is a middle-aged city, with a median age of 40.6 years.

Economically, Cream Ridge is a upper-middle-income community. The median household income of $118,854 is significantly above the national average. Approximately 7.1% of residents live below the poverty line. The unemployment rate is 6.5%, above the national average.

The real estate market in Cream Ridge is a premium housing market. Median home values stand at $508,000, which is significantly above the national average. Renters typically pay around $1,440 per month. Homeownership is high at 91.4%, typical of suburban and family-oriented communities.

The population of Cream Ridge is well-educated. 45.3% of adults hold a bachelor's degree or higher — above the national average. The community is primarily White (86.81%).

Cream Ridge, NJ offers residents above-average earning potential within New Jersey.

ZIP Codes in Cream Ridge
ZIPPopulationMedian IncomeMedian HomeMedian RentUnemp.CollegeOwner Occ.
08514 5,270 $118,854 $508,000 $1,440 6.5% 45.3% 91.4%