City

Swartz Creek, MI

1 ZIP code  ·  Genesee County  ·  Michigan

👥22,793Population
💰$76,765Median HH Income≈ Avg
🎂46.6Median Age
🏠$191,700Median Home Value▼ 31% below avg
🎓38.4%College Grads≈ Avg
📊3.1%Unemployment▼ 37% below avg
People & Population (ACS 2023 — weighted avg)
♂ Male 48.8% Female 51.3% ♀

Race & Ethnicity

White: 90.2%Hispanic: 2.7%Black: 2.1%Asian: 0.9%Other: 3.6%Race
White90.2%
Hispanic2.7%
Black2.1%
Asian0.9%
Other3.6%

Age Breakdown

Under 5
5%
5–17
14%
18–24
8%
25–44
21%
45–64
30%
65+
9%

Key Indicators

Median Age46.6 yrs
Avg HH Size2.40
Below Poverty6.3% ▼ 37% below avg
College Grads38.4% ≈ Avg
Unemployment3.1% ▼ 37% below avg
No HS Diploma119 (0.7%)
HS Graduate4,225 (26.3%)
Some College2,418 (15%)
Associates3,141 (19.5%)
Bachelors2,140 (13.3%)
Graduate Degree4,034 (25.1%)

Education

No HS: 0.7%HS Grad: 26.3%Some College: 15%Associates: 19.5%Bachelors: 13.3%Graduate: 25.1%Edu
No HS0.7%
HS Grad26.3%
Some College15.0%
Associates19.5%
Bachelors13.3%
Graduate25.1%
Housing & Income

Housing Tenure

Owner: 85.3%Renter: 14.7%Tenure
Owner85.3%
Renter14.7%

Home Value Distribution

Under $50k
8%
$50k–$100k
5%
$100k–$150k
12%
$150k–$200k
31%
$200k–$300k
33%
$300k–$500k
10%
Over $500k
2%

Financials

Median HH Income$76,765 ≈ Avg
Median Home Value$191,700 ▼ 31% below avg
Home/Income Ratio2.5x (nat avg ~3.5x)
Median Rent$1,092/mo
Total Housing Units9,853
Vacant Units406

Income Distribution

Under $25k
12%
$25k–$50k
17%
$50k–$75k
16%
$75k–$100k
20%
$100k–$150k
21%
$150k–$200k
6%
Over $200k
9%
Employment & Commute

How People Get to Work

Drove Alone
88%
Public Transit
0%
Walked
0%
Work From Home
12%

Commute Time

Under 15 min
24%
15–30 min
39%
30–45 min
15%
Over 45 min
22%
Housing Stock

Year Built

Before 1940
2%
1940s–1950s
13%
1960s–1970s
17%
1980s–1990s
14%
2000+
54%
About Swartz Creek, MI

Swartz Creek is a city in Michigan, located in Genesee County. The city spans 1 ZIP code and is home to approximately 22,793 residents. It is a mature city, with a median age of 46.6 years.

Economically, Swartz Creek is a middle-income community. The median household income of $76,765 is near the national average. Approximately 6.3% of residents live below the poverty line. The unemployment rate is 3.1%, below the national average.

The real estate market in Swartz Creek is an affordable housing market. Median home values stand at $191,700, which is below the national average. Renters typically pay around $1,092 per month. Homeownership is high at 85.3%, typical of suburban and family-oriented communities.

The population of Swartz Creek is moderately educated. 38.4% of adults hold a bachelor's degree or higher — near the national average. The community is primarily White (90.18%).

Swartz Creek, MI offers residents above-average earning potential within Michigan.

ZIP Codes in Swartz Creek
ZIPPopulationMedian IncomeMedian HomeMedian RentUnemp.CollegeOwner Occ.
48473 22,793 $76,765 $191,700 $1,092 3.1% 38.4% 85.3%