City

Otter Lake, MI

1 ZIP code  ·  Lapeer County  ·  Michigan

👥1,986Population
💰$64,464Median HH Income▼ 16% below avg
🎂51.5Median Age
🏠$186,600Median Home Value▼ 33% below avg
🎓28.9%College Grads▼ 26% below avg
📊8.3%Unemployment▲ 70% above avg
People & Population (ACS 2023 — weighted avg)
♂ Male 54.0% Female 46.0% ♀

Race & Ethnicity

White: 92.6%Hispanic: 2.7%Black: 0.1%Asian: 1.6%Other: 3%Race
White92.6%
Hispanic2.7%
Black0.1%
Asian1.6%
Other3.0%

Age Breakdown

Under 5
2%
5–17
11%
18–24
10%
25–44
15%
45–64
34%
65+
10%

Key Indicators

Median Age51.5 yrs
Avg HH Size2.32
Below Poverty11.6% ▲ 16% above avg
College Grads28.9% ▼ 26% below avg
Unemployment8.3% ▲ 70% above avg
No HS Diploma13 (0.9%)
HS Graduate525 (36.8%)
Some College268 (18.8%)
Associates210 (14.7%)
Bachelors129 (9%)
Graduate Degree283 (19.8%)

Education

No HS: 0.9%HS Grad: 36.8%Some College: 18.8%Associates: 14.7%Bachelors: 9%Graduate: 19.8%Edu
No HS0.9%
HS Grad36.8%
Some College18.8%
Associates14.7%
Bachelors9.0%
Graduate19.8%
Housing & Income

Housing Tenure

Owner: 92.2%Renter: 7.8%Tenure
Owner92.2%
Renter7.8%

Home Value Distribution

Under $50k
8%
$50k–$100k
15%
$100k–$150k
17%
$150k–$200k
14%
$200k–$300k
27%
$300k–$500k
15%
Over $500k
4%

Financials

Median HH Income$64,464 ▼ 16% below avg
Median Home Value$186,600 ▼ 33% below avg
Home/Income Ratio2.9x (nat avg ~3.5x)
Median Rent$1,367/mo
Total Housing Units1,101
Vacant Units246

Income Distribution

Under $25k
13%
$25k–$50k
21%
$50k–$75k
18%
$75k–$100k
14%
$100k–$150k
17%
$150k–$200k
11%
Over $200k
6%
Employment & Commute

How People Get to Work

Drove Alone
90%
Public Transit
1%
Walked
3%
Work From Home
7%

Commute Time

Under 15 min
13%
15–30 min
16%
30–45 min
30%
Over 45 min
41%
Housing Stock

Year Built

Before 1940
6%
1940s–1950s
11%
1960s–1970s
12%
1980s–1990s
14%
2000+
56%
About Otter Lake, MI

Otter Lake is a city in Michigan, located in Lapeer County. The city spans 1 ZIP code and is home to approximately 1,986 residents. It is a mature city, with a median age of 51.5 years.

Economically, Otter Lake is a solidly middle-class community. The median household income of $64,464 is below the national average. Approximately 11.6% of residents live below the poverty line. The unemployment rate is 8.3%, significantly above the national average.

The real estate market in Otter Lake is an affordable housing market. Median home values stand at $186,600, which is below the national average. Renters typically pay around $1,367 per month. Homeownership is high at 92.2%, typical of suburban and family-oriented communities.

The population of Otter Lake is moderately educated. 28.9% of adults hold a bachelor's degree or higher — below the national average. The community is primarily White (92.55%).

Otter Lake, MI offers residents a cost-conscious lifestyle within Michigan.

ZIP Codes in Otter Lake
ZIPPopulationMedian IncomeMedian HomeMedian RentUnemp.CollegeOwner Occ.
48464 1,986 $64,464 $186,600 $1,367 8.3% 28.9% 92.2%