City

Ottawa Lake, MI

1 ZIP code  ·  Monroe County  ·  Michigan

👥3,947Population
💰$96,389Median HH Income▲ 26% above avg
🎂49.6Median Age
🏠$244,500Median Home Value▼ 12% below avg
🎓35.7%College Grads▼ 8% below avg
📊2.4%Unemployment▼ 52% below avg
People & Population (ACS 2023 — weighted avg)
♂ Male 55.3% Female 44.7% ♀

Race & Ethnicity

White: 97.3%Hispanic: 1.1%Black: 0.9%Asian: 0.2%Other: 0.5%Race
White97.3%
Hispanic1.1%
Black0.9%
Asian0.2%
Other0.5%

Age Breakdown

Under 5
5%
5–17
11%
18–24
12%
25–44
17%
45–64
34%
65+
11%

Key Indicators

Median Age49.6 yrs
Avg HH Size2.58
Below Poverty4.2% ▼ 58% below avg
College Grads35.7% ▼ 8% below avg
Unemployment2.4% ▼ 52% below avg
HS Graduate1,084 (38.5%)
Some College298 (10.6%)
Associates431 (15.3%)
Bachelors205 (7.3%)
Graduate Degree800 (28.4%)

Education

HS Grad: 38.5%Some College: 10.6%Associates: 15.3%Bachelors: 7.3%Graduate: 28.4%Edu
HS Grad38.5%
Some College10.6%
Associates15.3%
Bachelors7.3%
Graduate28.4%
Housing & Income

Housing Tenure

Owner: 85.3%Renter: 14.8%Tenure
Owner85.3%
Renter14.8%

Home Value Distribution

Under $50k
3%
$50k–$100k
1%
$100k–$150k
7%
$150k–$200k
17%
$200k–$300k
39%
$300k–$500k
23%
Over $500k
9%

Financials

Median HH Income$96,389 ▲ 26% above avg
Median Home Value$244,500 ▼ 12% below avg
Home/Income Ratio2.5x (nat avg ~3.5x)
Median Rent$858/mo
Total Housing Units1,593
Vacant Units61

Income Distribution

Under $25k
6%
$25k–$50k
17%
$50k–$75k
14%
$75k–$100k
13%
$100k–$150k
23%
$150k–$200k
8%
Over $200k
19%
Employment & Commute

How People Get to Work

Drove Alone
89%
Walked
1%
Work From Home
9%

Commute Time

Under 15 min
19%
15–30 min
43%
30–45 min
21%
Over 45 min
16%
Housing Stock

Year Built

Before 1940
3%
1940s–1950s
16%
1960s–1970s
10%
1980s–1990s
10%
2000+
60%
About Ottawa Lake, MI

Ottawa Lake is a city in Michigan, located in Monroe County. The city spans 1 ZIP code and is home to approximately 3,947 residents. It is a mature city, with a median age of 49.6 years.

Economically, Ottawa Lake is a middle-income community. The median household income of $96,389 is above the national average. Approximately 4.2% of residents live below the poverty line. The unemployment rate is 2.4%, well below the national average.

The real estate market in Ottawa Lake is an affordable housing market. Median home values stand at $244,500, which is near the national average. Renters typically pay around $858 per month. Homeownership is high at 85.3%, typical of suburban and family-oriented communities.

The population of Ottawa Lake is moderately educated. 35.7% of adults hold a bachelor's degree or higher — near the national average. The community is primarily White (97.26%).

Ottawa Lake, MI offers residents above-average earning potential within Michigan.

ZIP Codes in Ottawa Lake
ZIPPopulationMedian IncomeMedian HomeMedian RentUnemp.CollegeOwner Occ.
49267 3,947 $96,389 $244,500 $858 2.4% 35.7% 85.3%