City

Otsego, MI

1 ZIP code  ·  Allegan County  ·  Michigan

👥10,469Population
💰$77,517Median HH Income≈ Avg
🎂42.1Median Age
🏠$189,600Median Home Value▼ 32% below avg
🎓29.1%College Grads▼ 25% below avg
📊3.8%Unemployment▼ 23% below avg
People & Population (ACS 2023 — weighted avg)
♂ Male 49.0% Female 51.0% ♀

Race & Ethnicity

White: 85.6%Hispanic: 4.5%Black: 0.3%Asian: 0.2%Other: 6%Race
White85.6%
Hispanic4.5%
Black0.3%
Asian0.2%
Other6.0%

Age Breakdown

Under 5
5%
5–17
15%
18–24
8%
25–44
26%
45–64
30%
65+
6%

Key Indicators

Median Age42.1 yrs
Avg HH Size2.59
Below Poverty5.6% ▼ 44% below avg
College Grads29.1% ▼ 25% below avg
Unemployment3.8% ▼ 23% below avg
No HS Diploma37 (0.5%)
HS Graduate2,546 (36.3%)
Some College1,092 (15.6%)
Associates1,304 (18.6%)
Bachelors678 (9.7%)
Graduate Degree1,364 (19.4%)

Education

No HS: 0.5%HS Grad: 36.3%Some College: 15.6%Associates: 18.6%Bachelors: 9.7%Graduate: 19.4%Edu
No HS0.5%
HS Grad36.3%
Some College15.6%
Associates18.6%
Bachelors9.7%
Graduate19.4%
Housing & Income

Housing Tenure

Owner: 81.6%Renter: 18.4%Tenure
Owner81.6%
Renter18.4%

Home Value Distribution

Under $50k
6%
$50k–$100k
10%
$100k–$150k
16%
$150k–$200k
23%
$200k–$300k
25%
$300k–$500k
16%
Over $500k
4%

Financials

Median HH Income$77,517 ≈ Avg
Median Home Value$189,600 ▼ 32% below avg
Home/Income Ratio2.4x (nat avg ~3.5x)
Median Rent$1,106/mo
Total Housing Units4,315
Vacant Units280

Income Distribution

Under $25k
8%
$25k–$50k
14%
$50k–$75k
24%
$75k–$100k
13%
$100k–$150k
23%
$150k–$200k
15%
Over $200k
3%
Employment & Commute

How People Get to Work

Drove Alone
93%
Public Transit
0%
Walked
0%
Work From Home
6%

Commute Time

Under 15 min
36%
15–30 min
30%
30–45 min
24%
Over 45 min
9%
Housing Stock

Year Built

Before 1940
3%
1940s–1950s
11%
1960s–1970s
11%
1980s–1990s
16%
2000+
59%
About Otsego, MI

Otsego is a city in Michigan, located in Allegan County. The city spans 1 ZIP code and is home to approximately 10,469 residents. It is a middle-aged city, with a median age of 42.1 years.

Economically, Otsego is a middle-income community. The median household income of $77,517 is near the national average. Approximately 5.6% of residents live below the poverty line. The unemployment rate is 3.8%, below the national average.

The real estate market in Otsego is an affordable housing market. Median home values stand at $189,600, which is below the national average. Renters typically pay around $1,106 per month. Homeownership is high at 81.6%, typical of suburban and family-oriented communities.

The population of Otsego is moderately educated. 29.1% of adults hold a bachelor's degree or higher — below the national average. The community is primarily White (85.61%).

Otsego, MI offers residents above-average earning potential within Michigan.

ZIP Codes in Otsego
ZIPPopulationMedian IncomeMedian HomeMedian RentUnemp.CollegeOwner Occ.
49078 10,469 $77,517 $189,600 $1,106 3.8% 29.1% 81.6%