City

Coldwater, MI

1 ZIP code  ·  Branch County  ·  Michigan

👥24,697Population
💰$59,649Median HH Income▼ 22% below avg
🎂43.0Median Age
🏠$155,000Median Home Value▼ 44% below avg
🎓29.2%College Grads▼ 25% below avg
📊6.1%Unemployment▲ 25% above avg
People & Population (ACS 2023 — weighted avg)
♂ Male 52.1% Female 47.9% ♀

Race & Ethnicity

White: 86.4%Hispanic: 6.8%Black: 3.1%Asian: 0.6%Other: 2.9%Race
White86.4%
Hispanic6.8%
Black3.1%
Asian0.6%
Other2.9%

Age Breakdown

Under 5
5%
5–17
15%
18–24
8%
25–44
23%
45–64
28%
65+
10%

Key Indicators

Median Age43.0 yrs
Avg HH Size2.45
Below Poverty14.8% ▲ 48% above avg
College Grads29.2% ▼ 25% below avg
Unemployment6.1% ▲ 25% above avg
No HS Diploma390 (2.4%)
HS Graduate5,530 (34.1%)
Some College2,997 (18.5%)
Associates2,573 (15.8%)
Bachelors1,660 (10.2%)
Graduate Degree3,084 (19%)

Education

No HS: 2.4%HS Grad: 34.1%Some College: 18.5%Associates: 15.8%Bachelors: 10.2%Graduate: 19%Edu
No HS2.4%
HS Grad34.1%
Some College18.5%
Associates15.8%
Bachelors10.2%
Graduate19.0%
Housing & Income

Housing Tenure

Owner: 74.7%Renter: 25.3%Tenure
Owner74.7%
Renter25.3%

Home Value Distribution

Under $50k
13%
$50k–$100k
14%
$100k–$150k
21%
$150k–$200k
17%
$200k–$300k
15%
$300k–$500k
15%
Over $500k
5%

Financials

Median HH Income$59,649 ▼ 22% below avg
Median Home Value$155,000 ▼ 44% below avg
Home/Income Ratio2.6x (nat avg ~3.5x)
Median Rent$913/mo
Total Housing Units11,663
Vacant Units2,344

Income Distribution

Under $25k
20%
$25k–$50k
17%
$50k–$75k
24%
$75k–$100k
12%
$100k–$150k
15%
$150k–$200k
6%
Over $200k
5%
Employment & Commute

How People Get to Work

Drove Alone
91%
Public Transit
0%
Walked
3%
Work From Home
6%

Commute Time

Under 15 min
50%
15–30 min
28%
30–45 min
12%
Over 45 min
10%
Housing Stock

Year Built

Before 1940
3%
1940s–1950s
13%
1960s–1970s
15%
1980s–1990s
12%
2000+
57%
About Coldwater, MI

Coldwater is a city in Michigan, located in Branch County. The city spans 1 ZIP code and is home to approximately 24,697 residents. It is a middle-aged city, with a median age of 43 years.

Economically, Coldwater is a solidly middle-class community. The median household income of $59,649 is below the national average. Approximately 14.8% of residents live below the poverty line. The unemployment rate is 6.1%, above the national average.

The real estate market in Coldwater is an affordable housing market. Median home values stand at $155,000, which is below the national average. Renters typically pay around $913 per month. Homeownership is high at 74.7%, typical of suburban and family-oriented communities.

The population of Coldwater is moderately educated. 29.2% of adults hold a bachelor's degree or higher — below the national average. The community is primarily White (86.36%).

Coldwater, MI offers residents a cost-conscious lifestyle within Michigan.

ZIP Codes in Coldwater
ZIPPopulationMedian IncomeMedian HomeMedian RentUnemp.CollegeOwner Occ.
49036 24,697 $59,649 $155,000 $913 6.1% 29.2% 74.7%