| ZIP Code | 49036 |
|---|---|
| City | Coldwater |
| State | Michigan (MI) |
| County | Branch County |
| Area Code | 517 |
| Elevation | 961 ft |
| Latitude | 41.90548 |
|---|---|
| Longitude | -85.031277 |
| Timezone | Detroit (DST) |
| FIPS | 26023 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 43.0 yrs |
|---|---|
| Avg Household Size | 2.45 |
| Below Poverty | 14.8% ▲ 48% above avg |
| College Grads | 29.2% ▼ 25% below avg |
| Unemployment | 6.1% ▲ 25% above avg |
| No HS Diploma | 390 (2.4%) |
| HS Graduate | 5,530 (34.1%) |
| Some College | 2,997 (18.5%) |
| Associates | 2,573 (15.8%) |
| Bachelors | 1,660 (10.2%) |
| Graduate Degree | 3,084 (19%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $59,649 ▼ 22% below avg ↑ 17% since 2019 |
|---|---|
| Median Home Value | $155,000 ▼ 44% below avg ↑ 36% since 2019 |
| Home/Income Ratio | 2.6x (nat avg ~3.5x) |
| Median Rent | $913/mo ↑ 19% since 2019 |
| Total Units | 11,663 |
| Vacant Units | 2,344 |
| Avg HH Size | 2.45 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 11,663 |
|---|---|
| Vacant | 2,344 |
| Owner Occupied | 74.7% |
| Renter Occupied | 25.3% |
| Avg HH Size | 2.45 |
ZIP code 49036 is located in Coldwater, Michigan, within Branch County. With a population of 24,697, this is a moderately populated ZIP code with a middle-aged community — the median age is 43 years. Economically, 49036 is a solidly middle-class ZIP code: the median household income of $59,649 is below the national average.
Real estate in ZIP code 49036 represents an affordable housing market. The median home value of $155,000 is below the national average. Renters can expect to pay around $913 per month in median rent. Homeownership is strong here — 74.7% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 36% since 2019.
The population of 49036 is primarily White (86.36%). Residents are moderately educated — 29.2% hold a bachelor's degree or higher, which is below the national average. Poverty affects some residents at 14.8%. Household income has grown by 17% since 2019.
The unemployment rate in 49036 stands at 6.1%, which is above the national average. As in most parts of the country, driving alone is the dominant commute mode at 79%.
Overall, ZIP code 49036 in Coldwater, MI is characterized as solidly middle-class, moderately educated, a middle-aged community, and predominantly owner-occupied. With 24,697 residents, a median household income of $59,649, and a median home value of $155,000, it offers a clear picture of life in this part of Michigan.