City

Cumberland, MD

5 ZIP codes  ·  Allegany County  ·  Maryland

👥41,810Population
💰$58,721Median HH Income▼ 23% below avg
🎂43.1Median Age
🏠$151,400Median Home Value▼ 46% below avg
🎓31.7%College Grads▼ 18% below avg
📊5.5%Unemployment▲ 12% above avg
People & Population (ACS 2023 — weighted avg)
♂ Male 54.9% Female 45.1% ♀

Race & Ethnicity

White: 83.2%Hispanic: 2.1%Black: 9.4%Asian: 0.8%Other: 4.2%Race
White83.2%
Hispanic2.1%
Black9.4%
Asian0.8%
Other4.2%

Age Breakdown

Under 5
5%
5–17
13%
18–24
9%
25–44
26%
45–64
26%
65+
9%

Key Indicators

Median Age43.1 yrs
Avg HH Size2.20
Below Poverty14.2% ▲ 42% above avg
College Grads31.7% ▼ 18% below avg
Unemployment5.5% ▲ 12% above avg
No HS Diploma146 (0.5%)
HS Graduate10,032 (36.3%)
Some College4,792 (17.4%)
Associates3,883 (14.1%)
Bachelors2,765 (10%)
Graduate Degree5,983 (21.7%)

Education

No HS: 0.5%HS Grad: 36.3%Some College: 17.4%Associates: 14.1%Bachelors: 10%Graduate: 21.7%Edu
No HS0.5%
HS Grad36.3%
Some College17.4%
Associates14.1%
Bachelors10.0%
Graduate21.7%
Housing & Income

Housing Tenure

Owner: 69.9%Renter: 30.1%Tenure
Owner69.9%
Renter30.1%

Home Value Distribution

Under $50k
8%
$50k–$100k
15%
$100k–$150k
26%
$150k–$200k
21%
$200k–$300k
20%
$300k–$500k
7%
Over $500k
3%

Financials

Median HH Income$58,721 ▼ 23% below avg
Median Home Value$151,400 ▼ 46% below avg
Home/Income Ratio2.6x (nat avg ~3.5x)
Median Rent$771/mo
Total Housing Units19,562
Vacant Units2,903

Income Distribution

Under $25k
23%
$25k–$50k
18%
$50k–$75k
20%
$75k–$100k
13%
$100k–$150k
16%
$150k–$200k
6%
Over $200k
4%
Employment & Commute

How People Get to Work

Drove Alone
86%
Public Transit
0%
Walked
2%
Work From Home
11%

Commute Time

Under 15 min
46%
15–30 min
39%
30–45 min
5%
Over 45 min
10%
Housing Stock

Year Built

Before 1940
7%
1940s–1950s
17%
1960s–1970s
13%
1980s–1990s
5%
2000+
59%
About Cumberland, MD

Cumberland is a city in Maryland, located in Allegany County. The city spans 5 ZIP codes and is home to approximately 41,810 residents. It is a middle-aged city, with a median age of 43.1 years.

Economically, Cumberland is a solidly middle-class community. The median household income of $58,721 is below the national average. Approximately 14.2% of residents live below the poverty line. The unemployment rate is 5.5%, near the national average.

The real estate market in Cumberland is an affordable housing market. Median home values stand at $151,400, which is below the national average. Renters typically pay around $771 per month. Homeownership is high at 69.9%, typical of suburban and family-oriented communities.

The population of Cumberland is moderately educated. 31.7% of adults hold a bachelor's degree or higher — below the national average. The community is primarily White (83.23%).

Cumberland, MD offers residents a cost-conscious lifestyle within Maryland. Spread across 5 ZIP codes, the city's neighborhoods vary in character, density, and demographics — explore each ZIP code below for a detailed breakdown.

ZIP Codes in Cumberland
ZIPPopulationMedian IncomeMedian HomeMedian RentUnemp.CollegeOwner Occ.
21502 41,810 $58,721 $151,400 $771 5.5% 31.7% 69.9%

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