| ZIP Code | 21502 |
|---|---|
| City | Cumberland |
| State | Maryland (MD) |
| County | Allegany County |
| Area Code | 227/240/301 |
| Elevation | 650 ft |
| Latitude | 39.641477 |
|---|---|
| Longitude | -78.756088 |
| Timezone | New York (DST) |
| FIPS | 24001 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 43.1 yrs |
|---|---|
| Avg Household Size | 2.20 |
| Below Poverty | 14.2% ▲ 42% above avg |
| College Grads | 31.7% ▼ 18% below avg |
| Unemployment | 5.5% ▲ 12% above avg |
| No HS Diploma | 146 (0.5%) |
| HS Graduate | 10,032 (36.3%) |
| Some College | 4,792 (17.4%) |
| Associates | 3,883 (14.1%) |
| Bachelors | 2,765 (10%) |
| Graduate Degree | 5,983 (21.7%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $58,721 ▼ 23% below avg ↑ 26% since 2019 |
|---|---|
| Median Home Value | $151,400 ▼ 46% below avg ↑ 19% since 2019 |
| Home/Income Ratio | 2.6x (nat avg ~3.5x) |
| Median Rent | $771/mo ↑ 13% since 2019 |
| Total Units | 19,562 |
| Vacant Units | 2,903 |
| Avg HH Size | 2.20 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 19,562 |
|---|---|
| Vacant | 2,903 |
| Owner Occupied | 69.9% |
| Renter Occupied | 30.1% |
| Avg HH Size | 2.20 |
ZIP code 21502 is located in Cumberland, Maryland, within Allegany County. With a population of 41,810, this is a highly populated ZIP code with a middle-aged community — the median age is 43.1 years. Economically, 21502 is a solidly middle-class ZIP code: the median household income of $58,721 is below the national average.
Real estate in ZIP code 21502 represents an affordable housing market. The median home value of $151,400 is below the national average. Renters can expect to pay around $771 per month in median rent. Homeownership is strong here — 69.9% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 19% since 2019.
The population of 21502 is primarily White (83.23%). Residents are moderately educated — 31.7% hold a bachelor's degree or higher, which is below the national average. Poverty affects some residents at 14.2%. Household income has grown by 26% since 2019.
The unemployment rate in 21502 stands at 5.5%, which is near the national average. As in most parts of the country, driving alone is the dominant commute mode at 79%.
Overall, ZIP code 21502 in Cumberland, MD is characterized as solidly middle-class, moderately educated, a middle-aged community, and predominantly owner-occupied. With 41,810 residents, a median household income of $58,721, and a median home value of $151,400, it offers a clear picture of life in this part of Maryland.