City

Sterling, IL

1 ZIP code  ·  Whiteside County  ·  Illinois

👥20,916Population
💰$60,854Median HH Income▼ 20% below avg
🎂43.3Median Age
🏠$121,000Median Home Value▼ 57% below avg
🎓31.8%College Grads▼ 18% below avg
📊4.9%Unemployment≈ Avg
People & Population (ACS 2023 — weighted avg)
♂ Male 50.5% Female 49.5% ♀

Race & Ethnicity

White: 72.3%Hispanic: 20.8%Black: 1.8%Asian: 1%Other: 4%Race
White72.3%
Hispanic20.8%
Black1.8%
Asian1.0%
Other4.0%

Age Breakdown

Under 5
5%
5–17
15%
18–24
10%
25–44
23%
45–64
25%
65+
10%

Key Indicators

Median Age43.3 yrs
Avg HH Size2.29
Below Poverty13.2% ▲ 32% above avg
College Grads31.8% ▼ 18% below avg
Unemployment4.9% ≈ Avg
No HS Diploma229 (1.7%)
HS Graduate4,856 (35.2%)
Some College1,867 (13.5%)
Associates2,467 (17.9%)
Bachelors1,484 (10.8%)
Graduate Degree2,899 (21%)

Education

No HS: 1.7%HS Grad: 35.2%Some College: 13.5%Associates: 17.9%Bachelors: 10.8%Graduate: 21%Edu
No HS1.7%
HS Grad35.2%
Some College13.5%
Associates17.9%
Bachelors10.8%
Graduate21.0%
Housing & Income

Housing Tenure

Owner: 70.6%Renter: 29.5%Tenure
Owner70.6%
Renter29.5%

Home Value Distribution

Under $50k
4%
$50k–$100k
28%
$100k–$150k
31%
$150k–$200k
15%
$200k–$300k
14%
$300k–$500k
6%
Over $500k
2%

Financials

Median HH Income$60,854 ▼ 20% below avg
Median Home Value$121,000 ▼ 57% below avg
Home/Income Ratio2.0x (nat avg ~3.5x)
Median Rent$791/mo
Total Housing Units9,753
Vacant Units827

Income Distribution

Under $25k
20%
$25k–$50k
18%
$50k–$75k
17%
$75k–$100k
13%
$100k–$150k
20%
$150k–$200k
7%
Over $200k
5%
Employment & Commute

How People Get to Work

Drove Alone
90%
Public Transit
0%
Walked
6%
Work From Home
3%

Commute Time

Under 15 min
52%
15–30 min
30%
30–45 min
7%
Over 45 min
11%
Housing Stock

Year Built

Before 1940
4%
1940s–1950s
19%
1960s–1970s
11%
1980s–1990s
8%
2000+
58%
About Sterling, IL

Sterling is a city in Illinois, located in Whiteside County. The city spans 1 ZIP code and is home to approximately 20,916 residents. It is a middle-aged city, with a median age of 43.3 years.

Economically, Sterling is a solidly middle-class community. The median household income of $60,854 is below the national average. Approximately 13.2% of residents live below the poverty line. The unemployment rate is 4.9%, near the national average.

The real estate market in Sterling is one of the more affordable housing markets in the country. Median home values stand at $121,000, which is well below the national average. Renters typically pay around $791 per month. Homeownership is high at 70.6%, typical of suburban and family-oriented communities.

The population of Sterling is moderately educated. 31.8% of adults hold a bachelor's degree or higher — below the national average. The community is primarily White (72.33%).

Sterling, IL offers residents a cost-conscious lifestyle within Illinois.

ZIP Codes in Sterling
ZIPPopulationMedian IncomeMedian HomeMedian RentUnemp.CollegeOwner Occ.
61081 20,916 $60,854 $121,000 $791 4.9% 31.8% 70.6%