City

Cowden, IL

1 ZIP code  ·  Shelby County  ·  Illinois

👥1,004Population
💰$61,759Median HH Income▼ 19% below avg
🎂37.9Median Age
🏠$123,700Median Home Value▼ 56% below avg
🎓26.8%College Grads▼ 31% below avg
📊2.9%Unemployment▼ 41% below avg
People & Population (ACS 2023 — weighted avg)
♂ Male 46.4% Female 53.6% ♀

Race & Ethnicity

White: 96%Hispanic: 2.2%Black: 0.3%Other: 1.5%Race
White96.0%
Hispanic2.2%
Black0.3%
Other1.5%

Age Breakdown

Under 5
9%
5–17
18%
18–24
10%
25–44
19%
45–64
29%
65+
5%

Key Indicators

Median Age37.9 yrs
Avg HH Size2.47
Below Poverty17.4% ▲ 74% above avg
College Grads26.8% ▼ 31% below avg
Unemployment2.9% ▼ 41% below avg
No HS Diploma6 (1%)
HS Graduate274 (44.6%)
Some College71 (11.5%)
Associates99 (16.1%)
Bachelors64 (10.4%)
Graduate Degree101 (16.4%)

Education

No HS: 1%HS Grad: 44.6%Some College: 11.5%Associates: 16.1%Bachelors: 10.4%Graduate: 16.4%Edu
No HS1.0%
HS Grad44.6%
Some College11.5%
Associates16.1%
Bachelors10.4%
Graduate16.4%
Housing & Income

Housing Tenure

Owner: 72.7%Renter: 27.3%Tenure
Owner72.7%
Renter27.3%

Home Value Distribution

Under $50k
17%
$50k–$100k
24%
$100k–$150k
15%
$150k–$200k
14%
$200k–$300k
21%
$300k–$500k
8%
Over $500k
2%

Financials

Median HH Income$61,759 ▼ 19% below avg
Median Home Value$123,700 ▼ 56% below avg
Home/Income Ratio2.0x (nat avg ~3.5x)
Median Rent$765/mo
Total Housing Units431
Vacant Units25

Income Distribution

Under $25k
27%
$25k–$50k
12%
$50k–$75k
18%
$75k–$100k
23%
$100k–$150k
15%
$150k–$200k
1%
Over $200k
3%
Employment & Commute

How People Get to Work

Drove Alone
95%
Work From Home
5%

Commute Time

Under 15 min
34%
15–30 min
24%
30–45 min
34%
Over 45 min
8%
Housing Stock

Year Built

Before 1940
1%
1940s–1950s
7%
1960s–1970s
8%
1980s–1990s
27%
2000+
56%
About Cowden, IL

Cowden is a city in Illinois, located in Shelby County. The city spans 1 ZIP code and is home to approximately 1,004 residents. It is a relatively young city, with a median age of 37.9 years.

Economically, Cowden is a solidly middle-class community. The median household income of $61,759 is below the national average. Approximately 17.4% of residents live below the poverty line. The unemployment rate is 2.9%, below the national average.

The real estate market in Cowden is one of the more affordable housing markets in the country. Median home values stand at $123,700, which is well below the national average. Renters typically pay around $765 per month. Homeownership is high at 72.7%, typical of suburban and family-oriented communities.

The population of Cowden is moderately educated. 26.8% of adults hold a bachelor's degree or higher — below the national average. The community is primarily White (96.02%).

Cowden, IL offers residents a cost-conscious lifestyle within Illinois.

ZIP Codes in Cowden
ZIPPopulationMedian IncomeMedian HomeMedian RentUnemp.CollegeOwner Occ.
62422 1,004 $61,759 $123,700 $765 2.9% 26.8% 72.7%