City

Pencil Bluff, AR

1 ZIP code  ·  Montgomery County  ·  Arkansas

👥268Population
💰$45,556Median HH Income▼ 40% below avg
🎂38.8Median Age
🏠$127,900Median Home Value▼ 54% below avg
🎓29.3%College Grads▼ 24% below avg
📊23.0%Unemployment▲ 369% above avg
People & Population (ACS 2023 — weighted avg)
♂ Male 42.2% Female 57.8% ♀

Race & Ethnicity

White: 77.2%Hispanic: 20.9%Other: 1.9%Race
White77.2%
Hispanic20.9%
Other1.9%

Age Breakdown

Under 5
4%
5–17
31%
25–44
32%
45–64
21%
65+
6%

Key Indicators

Median Age38.8 yrs
Avg HH Size2.63
Below Poverty48.9% ▲ 389% above avg
College Grads29.3% ▼ 24% below avg
Unemployment23.0% ▲ 369% above avg
HS Graduate74 (49.3%)
Some College10 (6.7%)
Associates22 (14.7%)
Bachelors30 (20%)
Graduate Degree14 (9.3%)

Education

HS Grad: 49.3%Some College: 6.7%Associates: 14.7%Bachelors: 20%Graduate: 9.3%Edu
HS Grad49.3%
Some College6.7%
Associates14.7%
Bachelors20.0%
Graduate9.3%
Housing & Income

Housing Tenure

Owner: 66.7%Renter: 33.3%Tenure
Owner66.7%
Renter33.3%

Home Value Distribution

Under $50k
16%
$50k–$100k
24%
$100k–$150k
32%
$300k–$500k
28%

Financials

Median HH Income$45,556 ▼ 40% below avg
Median Home Value$127,900 ▼ 54% below avg
Home/Income Ratio2.8x (nat avg ~3.5x)
Total Housing Units150
Vacant Units48

Income Distribution

Under $25k
38%
$25k–$50k
19%
$50k–$75k
8%
$75k–$100k
26%
$100k–$150k
9%
Employment & Commute

How People Get to Work

Drove Alone
91%
Walked
9%

Commute Time

Under 15 min
18%
15–30 min
19%
30–45 min
18%
Over 45 min
46%
Housing Stock

Year Built

Before 1940
4%
1940s–1950s
10%
1960s–1970s
10%
1980s–1990s
23%
2000+
54%
About Pencil Bluff, AR

Pencil Bluff is a city in Arkansas, located in Montgomery County. The city spans 1 ZIP code and is home to approximately 268 residents. It is a middle-aged city, with a median age of 38.8 years.

Economically, Pencil Bluff is a working-class community. The median household income of $45,556 is below the national average. Approximately 48.9% of residents live below the poverty line. The unemployment rate is 23.0%, more than double the national average.

The real estate market in Pencil Bluff is one of the more affordable housing markets in the country. Median home values stand at $127,900, which is well below the national average. Homeownership is high at 66.7%, typical of suburban and family-oriented communities.

The population of Pencil Bluff is moderately educated. 29.3% of adults hold a bachelor's degree or higher — below the national average. The community is primarily White (77.24%).

Pencil Bluff, AR offers residents a cost-conscious lifestyle within Arkansas.

ZIP Codes in Pencil Bluff
ZIPPopulationMedian IncomeMedian HomeMedian RentUnemp.CollegeOwner Occ.
71965 268 $45,556 $127,900 23.0% 29.3% 66.7%