US ZIP Code
98645

Silverlake, WA

Cowlitz County  ·  Washington

● Active
👥 2,195 Population ↑ 47% since 2019
💰 $102,664 Median HH Income
▲ 35% above avg ↑ 60% since 2019
🎂 52.7 Median Age ↑ 20% since 2019
🏠 $467,000 Median Home Value
▲ 68% above avg ↑ 82% since 2019
🎓 46.2% College Grads
▲ 19% above avg
📊 7.9% Unemployment
▲ 60% above avg ↑ 49% since 2019
ZIP Code Details
ZIP Code98645
CitySilverlake
StateWashington (WA)
CountyCowlitz County
Area Code360/564
Elevation492 ft
Latitude46.331865
Longitude-122.760081
TimezoneLos Angeles (DST)
FIPS53015
ZIP TypeStandard
StatusActive
People & Population (ACS 2023)
♂ Male 55.1% (1,210) Female 44.9% (985) ♀

Race & Ethnicity

White: 85%Hispanic: 5.1%Asian: 0.6%Other: 9.4%Race
White85.0%
Hispanic5.1%
Asian0.6%
Other9.4%

Age Breakdown

Under 5
0%
5–17
18%
18–24
8%
25–44
15%
45–64
24%
65+
19%

Key Indicators

Median Age52.7 yrs ↑ 20% since 2019
Avg Household Size2.58
Below Poverty7.3% ▼ 27% below avg
College Grads46.2% ▲ 19% above avg
Unemployment7.9% ▲ 60% above avg
No HS Diploma16 (1%)
HS Graduate385 (24%)
Some College292 (18.2%)
Associates171 (10.6%)
Bachelors129 (8%)
Graduate Degree613 (38.2%)

Education

No HS: 1%HS Grad: 24%Some College: 18.2%Associates: 10.6%Bachelors: 8%Graduate: 38.2%Edu
No HS1.0%
HS Grad24.0%
Some College18.2%
Associates10.6%
Bachelors8.0%
Graduate38.2%
Housing & Income

Housing Tenure

Owner: 93.8%Renter: 6.2%Tenure
Owner93.8%
Renter6.2%

Home Value Distribution

Under $50k
1%
$50k–100k
2%
$100k–150k
2%
$200k–300k
24%
$300k–500k
25%
Over $500k
46%

Financials

Median HH Income$102,664 ▲ 35% above avg ↑ 60% since 2019
Median Home Value$467,000 ▲ 68% above avg ↑ 82% since 2019
Home/Income Ratio4.5x (nat avg ~3.5x)
Median Rent$782/mo ↓ 11% since 2019
Total Units891
Vacant Units40
Avg HH Size2.58

Income Distribution

Under $25k
12%
$25k–50k
8%
$50k–75k
10%
$75k–100k
17%
$100k–150k
25%
$150k–200k
19%
Over $200k
9%
Employment & Commute

How People Get to Work

Drove Alone
94%
Work From Home
6%

Commute Time

Under 15 min
17%
15–30 min
40%
30–45 min
28%
Over 45 min
16%
Housing Stock

Year Built

Before 1940
2%
1940s–1950s
6%
1960s–1970s
16%
1980s–1990s
17%
2000+
59%

Summary

Total Units891
Vacant40
Owner Occupied93.8%
Renter Occupied6.2%
Avg HH Size2.58
Frequently Asked Questions
ZIP code 98645 is in Silverlake, WA, in Cowlitz County.
ZIP code 98645 is located in Washington (WA).
ZIP code 98645 is in Cowlitz County, WA.
ZIP 98645 observes the Los Angeles timezone. Daylight Saving Time is observed.
The estimated population of ZIP code 98645 is 2,195 people (ACS 2023).
The median household income in ZIP code 98645 is $102,664 (ACS 2023).
The median home value in ZIP 98645 is $467,000 (ACS 2023).
About ZIP Code 98645

ZIP code 98645 is located in Silverlake, Washington, within Cowlitz County. With a population of 2,195, this is a sparsely populated ZIP code with a mature community — the median age is 52.7 years. Economically, 98645 is a upper-middle-income ZIP code: the median household income of $102,664 is above the national average.

Real estate in ZIP code 98645 represents a premium housing market. The median home value of $467,000 is significantly above the national average. Renters can expect to pay around $782 per month in median rent. Homeownership is strong here — 93.8% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 82% since 2019.

The population of 98645 is primarily White (84.97%). Residents are well-educated — 46.2% hold a bachelor's degree or higher, which is above the national average. Poverty affects a relatively small share of residents at 7.3%. Household income has grown by 60% since 2019.

The unemployment rate in 98645 stands at 7.9%, which is significantly above the national average. As in most parts of the country, driving alone is the dominant commute mode at 85%.

Overall, ZIP code 98645 in Silverlake, WA is characterized as upper-middle-income, well-educated, a mature community, and predominantly owner-occupied. With 2,195 residents, a median household income of $102,664, and a median home value of $467,000, it offers a clear picture of life in this part of Washington.