US ZIP Code
98295

Sumas, WA

Whatcom County  ·  Washington

● Active
👥 3,135 Population ↑ 23% since 2019
💰 $96,337 Median HH Income
▲ 26% above avg ↑ 73% since 2019
🎂 37.3 Median Age ↑ 11% since 2019
🏠 $408,000 Median Home Value
▲ 46% above avg ↑ 75% since 2019
🎓 37.3% College Grads
≈ Avg
📊 2.4% Unemployment
▼ 52% below avg ↓ 32% since 2019
ZIP Code Details
ZIP Code98295
CitySumas
StateWashington (WA)
CountyWhatcom County
Area Code360/564
Elevation973 ft
Latitude48.983371
Longitude-122.195069
TimezoneLos Angeles (DST)
FIPS53073
ZIP TypeStandard
StatusActive
People & Population (ACS 2023)
♂ Male 50.3% (1,578) Female 49.7% (1,557) ♀

Race & Ethnicity

White: 84.2%Hispanic: 10.2%Black: 0.1%Asian: 0.9%Other: 3.6%Race
White84.2%
Hispanic10.2%
Black0.1%
Asian0.9%
Other3.6%

Age Breakdown

Under 5
8%
5–17
23%
18–24
4%
25–44
32%
45–64
20%
65+
6%

Key Indicators

Median Age37.3 yrs ↑ 11% since 2019
Avg Household Size2.76
Below Poverty5.3% ▼ 47% below avg
College Grads37.3% ≈ Avg
Unemployment2.4% ▼ 52% below avg
No HS Diploma69 (3.7%)
HS Graduate328 (17.6%)
Some College273 (14.6%)
Associates500 (26.8%)
Bachelors339 (18.2%)
Graduate Degree358 (19.2%)

Education

No HS: 3.7%HS Grad: 17.6%Some College: 14.6%Associates: 26.8%Bachelors: 18.2%Graduate: 19.2%Edu
No HS3.7%
HS Grad17.6%
Some College14.6%
Associates26.8%
Bachelors18.2%
Graduate19.2%
Housing & Income

Housing Tenure

Owner: 60.3%Renter: 39.7%Tenure
Owner60.3%
Renter39.7%

Home Value Distribution

Under $50k
0%
$50k–100k
1%
$100k–150k
5%
$150k–200k
12%
$200k–300k
16%
$300k–500k
38%
Over $500k
29%

Financials

Median HH Income$96,337 ▲ 26% above avg ↑ 73% since 2019
Median Home Value$408,000 ▲ 46% above avg ↑ 75% since 2019
Home/Income Ratio4.2x (nat avg ~3.5x)
Median Rent$1,341/mo ↑ 64% since 2019
Total Units1,181
Vacant Units45
Avg HH Size2.76

Income Distribution

Under $25k
10%
$25k–50k
8%
$50k–75k
13%
$75k–100k
27%
$100k–150k
29%
$150k–200k
8%
Over $200k
5%
Employment & Commute

How People Get to Work

Drove Alone
87%
Walked
3%
Work From Home
10%

Commute Time

Under 15 min
30%
15–30 min
28%
30–45 min
14%
Over 45 min
28%
Housing Stock

Year Built

Before 1940
3%
1940s–1950s
4%
1960s–1970s
13%
1980s–1990s
13%
2000+
68%

Summary

Total Units1,181
Vacant45
Owner Occupied60.3%
Renter Occupied39.7%
Avg HH Size2.76
Frequently Asked Questions
ZIP code 98295 is in Sumas, WA, in Whatcom County.
ZIP code 98295 is located in Washington (WA).
ZIP code 98295 is in Whatcom County, WA.
ZIP 98295 observes the Los Angeles timezone. Daylight Saving Time is observed.
The estimated population of ZIP code 98295 is 3,135 people (ACS 2023).
The median household income in ZIP code 98295 is $96,337 (ACS 2023).
The median home value in ZIP 98295 is $408,000 (ACS 2023).
About ZIP Code 98295

ZIP code 98295 is located in Sumas, Washington, within Whatcom County. With a population of 3,135, this is a sparsely populated ZIP code with a relatively young community — the median age is 37.3 years. Economically, 98295 is a middle-income ZIP code: the median household income of $96,337 is above the national average.

Real estate in ZIP code 98295 represents a premium housing market. The median home value of $408,000 is above the national average. Renters can expect to pay around $1,341 per month in median rent. Homeownership is strong here — 60.3% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 75% since 2019.

The population of 98295 is primarily White (84.15%). Residents are moderately educated — 37.3% hold a bachelor's degree or higher, which is near the national average. Poverty affects a relatively small share of residents at 5.3%. Household income has grown by 73% since 2019.

The unemployment rate in 98295 stands at 2.4%, which is well below the national average. As in most parts of the country, driving alone is the dominant commute mode at 83%.

Overall, ZIP code 98295 in Sumas, WA is characterized as middle-income, moderately educated, a relatively young community, and predominantly owner-occupied. With 3,135 residents, a median household income of $96,337, and a median home value of $408,000, it offers a clear picture of life in this part of Washington.