US ZIP Code
98110

Bainbridge Island, WA

Kitsap County  ·  Washington

● Active
👥 24,607 Population
💰 $159,882 Median HH Income
▲ 110% above avg ↑ 36% since 2019
🎂 49.0 Median Age ↓ 3% since 2019
🏠 $1,076,200 Median Home Value
▲ 286% above avg ↑ 53% since 2019
🎓 79.4% College Grads
▲ 105% above avg
📊 3.1% Unemployment
▼ 36% below avg ↑ 3% since 2019
ZIP Code Details
ZIP Code98110
CityBainbridge Island
StateWashington (WA)
CountyKitsap County
Area Code206
Elevation151 ft
Latitude47.646967
Longitude-122.534561
TimezoneLos Angeles (DST)
FIPS53035
ZIP TypeStandard
StatusActive
People & Population (ACS 2023)
♂ Male 48.6% (11,959) Female 51.4% (12,648) ♀

Race & Ethnicity

White: 83.3%Hispanic: 4.3%Black: 0.3%Asian: 3.9%Other: 6.3%Race
White83.3%
Hispanic4.3%
Black0.3%
Asian3.9%
Other6.3%

Age Breakdown

Under 5
5%
5–17
16%
18–24
4%
25–44
20%
45–64
29%
65+
15%

Key Indicators

Median Age49.0 yrs ↓ 3% since 2019
Avg Household Size2.48
Below Poverty2.7% ▼ 73% below avg
College Grads79.4% ▲ 105% above avg
Unemployment3.1% ▼ 36% below avg
No HS Diploma18 (0.1%)
HS Graduate1,111 (6.3%)
Some College847 (4.8%)
Associates1,677 (9.5%)
Bachelors927 (5.2%)
Graduate Degree13,143 (74.2%)

Education

No HS: 0.1%HS Grad: 6.3%Some College: 4.8%Associates: 9.5%Bachelors: 5.2%Graduate: 74.2%Edu
No HS0.1%
HS Grad6.3%
Some College4.8%
Associates9.5%
Bachelors5.2%
Graduate74.2%
Housing & Income

Housing Tenure

Owner: 81.2%Renter: 18.8%Tenure
Owner81.2%
Renter18.8%

Home Value Distribution

Under $50k
1%
$50k–100k
1%
$100k–150k
1%
$150k–200k
0%
$200k–300k
2%
$300k–500k
5%
Over $500k
91%

Financials

Median HH Income$159,882 ▲ 110% above avg ↑ 36% since 2019
Median Home Value$1,076,200 ▲ 286% above avg ↑ 53% since 2019
Home/Income Ratio6.7x (nat avg ~3.5x)
Median Rent$2,081/mo ↑ 34% since 2019
Total Units10,728
Vacant Units901
Avg HH Size2.48

Income Distribution

Under $25k
5%
$25k–50k
5%
$50k–75k
9%
$75k–100k
10%
$100k–150k
18%
$150k–200k
13%
Over $200k
40%
Employment & Commute

How People Get to Work

Drove Alone
40%
Public Transit
19%
Walked
5%
Work From Home
36%

Commute Time

Under 15 min
33%
15–30 min
18%
30–45 min
7%
Over 45 min
41%
Housing Stock

Year Built

Before 1940
1%
1940s–1950s
4%
1960s–1970s
16%
1980s–1990s
21%
2000+
58%

Summary

Total Units10,728
Vacant901
Owner Occupied81.2%
Renter Occupied18.8%
Avg HH Size2.48
Frequently Asked Questions
ZIP code 98110 is in Bainbridge Island, WA, in Kitsap County.
ZIP code 98110 is located in Washington (WA).
ZIP code 98110 is in Kitsap County, WA.
ZIP 98110 observes the Los Angeles timezone. Daylight Saving Time is observed.
The estimated population of ZIP code 98110 is 24,607 people (ACS 2023).
The median household income in ZIP code 98110 is $159,882 (ACS 2023).
The median home value in ZIP 98110 is $1,076,200 (ACS 2023).
About ZIP Code 98110

ZIP code 98110 is located in Bainbridge Island, Washington, within Kitsap County. With a population of 24,607, this is a moderately populated ZIP code with a mature community — the median age is 49 years. Economically, 98110 is a affluent ZIP code: the median household income of $159,882 is more than double the national average.

Real estate in ZIP code 98110 represents among the most expensive housing markets in the country. The median home value of $1,076,200 is more than double the national average. Renters can expect to pay around $2,081 per month in median rent. Homeownership is strong here — 81.2% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 53% since 2019.

The population of 98110 is primarily White (83.32%). Residents are highly educated — 79.4% hold a bachelor's degree or higher, which is more than double the national average. Poverty affects a relatively small share of residents at 2.7%. Household income has grown by 36% since 2019.

The unemployment rate in 98110 stands at 3.1%, which is below the national average. A notably high share of workers — 34% — work from home, reflecting the professional makeup of the area. As in most parts of the country, driving alone is the dominant commute mode at 38%.

Overall, ZIP code 98110 in Bainbridge Island, WA is characterized as affluent, highly educated, a mature community, and predominantly owner-occupied. With 24,607 residents, a median household income of $159,882, and a median home value of $1,076,200, it offers a clear picture of life in this part of Washington.