| ZIP Code | 95648 |
|---|---|
| City | Lincoln |
| State | California (CA) |
| County | Placer County |
| Area Code | 279/916 |
| Elevation | 134 ft |
| Latitude | 38.922812 |
|---|---|
| Longitude | -121.312005 |
| Timezone | Los Angeles (DST) |
| FIPS | 06061 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 44.0 yrs |
|---|---|
| Avg Household Size | 2.64 |
| Below Poverty | 7.5% ▼ 26% below avg |
| College Grads | 51.1% ▲ 32% above avg |
| Unemployment | 3.9% ▼ 20% below avg |
| No HS Diploma | 919 (2.4%) |
| HS Graduate | 6,819 (17.7%) |
| Some College | 4,174 (10.8%) |
| Associates | 6,968 (18.1%) |
| Bachelors | 5,040 (13.1%) |
| Graduate Degree | 14,657 (38%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $108,200 ▲ 42% above avg ↑ 23% since 2019 |
|---|---|
| Median Home Value | $635,200 ▲ 128% above avg ↑ 40% since 2019 |
| Home/Income Ratio | 5.9x (nat avg ~3.5x) |
| Median Rent | $2,054/mo ↑ 16% since 2019 |
| Total Units | 22,095 |
| Vacant Units | 779 |
| Avg HH Size | 2.64 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 22,095 |
|---|---|
| Vacant | 779 |
| Owner Occupied | 83.8% |
| Renter Occupied | 16.2% |
| Avg HH Size | 2.64 |
ZIP code 95648 is located in Lincoln, California, within Placer County. With a population of 56,597, this is a highly populated ZIP code with a middle-aged community — the median age is 44 years. Economically, 95648 is a upper-middle-income ZIP code: the median household income of $108,200 is above the national average.
Real estate in ZIP code 95648 represents a premium housing market. The median home value of $635,200 is more than double the national average. Renters can expect to pay around $2,054 per month in median rent. Homeownership is strong here — 83.8% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 40% since 2019.
The population of 95648 is majority White (66.99%). Residents are well-educated — 51.1% hold a bachelor's degree or higher, which is above the national average. Poverty affects a relatively small share of residents at 7.5%. Household income has grown by 23% since 2019.
The unemployment rate in 95648 stands at 3.9%, which is below the national average. About 19% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 73%.
Overall, ZIP code 95648 in Lincoln, CA is characterized as upper-middle-income, well-educated, a middle-aged community, and predominantly owner-occupied. With 56,597 residents, a median household income of $108,200, and a median home value of $635,200, it offers a clear picture of life in this part of California.