| ZIP Code | 95614 |
|---|---|
| City | Cool |
| State | California (CA) |
| County | El Dorado County |
| Area Code | 530 |
| Elevation | 1,561 ft |
| Latitude | 38.886238 |
|---|---|
| Longitude | -120.979699 |
| Timezone | Los Angeles (DST) |
| FIPS | 06017 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 50.5 yrs |
|---|---|
| Avg Household Size | 2.65 |
| Below Poverty | 6.5% ▼ 35% below avg |
| College Grads | 48.7% ▲ 26% above avg |
| Unemployment | 4.3% ▼ 12% below avg |
| No HS Diploma | 64 (1.9%) |
| HS Graduate | 865 (25.1%) |
| Some College | 349 (10.1%) |
| Associates | 491 (14.2%) |
| Bachelors | 556 (16.1%) |
| Graduate Degree | 1,121 (32.5%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $129,199 ▲ 69% above avg ↑ 30% since 2019 |
|---|---|
| Median Home Value | $489,800 ▲ 76% above avg ↑ 24% since 2019 |
| Home/Income Ratio | 3.8x (nat avg ~3.5x) |
| Median Rent | $2,665/mo ↑ 32% since 2019 |
| Total Units | 1,755 |
| Vacant Units | 54 |
| Avg HH Size | 2.65 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 1,755 |
|---|---|
| Vacant | 54 |
| Owner Occupied | 92.9% |
| Renter Occupied | 7.1% |
| Avg HH Size | 2.65 |
ZIP code 95614 is located in Cool, California, within El Dorado County. With a population of 4,504, this is a lightly populated ZIP code with a mature community — the median age is 50.5 years. Economically, 95614 is a upper-middle-income ZIP code: the median household income of $129,199 is significantly above the national average.
Real estate in ZIP code 95614 represents a premium housing market. The median home value of $489,800 is significantly above the national average. Renters can expect to pay around $2,665 per month in median rent. Homeownership is strong here — 92.9% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 24% since 2019.
The population of 95614 is primarily White (81.37%). Residents are well-educated — 48.7% hold a bachelor's degree or higher, which is above the national average. Poverty affects a relatively small share of residents at 6.5%. Household income has grown by 30% since 2019.
The unemployment rate in 95614 stands at 4.3%, which is near the national average. A notably high share of workers — 26% — work from home, reflecting the professional makeup of the area. As in most parts of the country, driving alone is the dominant commute mode at 68%.
Overall, ZIP code 95614 in Cool, CA is characterized as upper-middle-income, well-educated, a mature community, and predominantly owner-occupied. With 4,504 residents, a median household income of $129,199, and a median home value of $489,800, it offers a clear picture of life in this part of California.