| ZIP Code | 95466 |
|---|---|
| City | Philo |
| State | California (CA) |
| County | Mendocino County |
| Area Code | 369/707 |
| Elevation | 1,713 ft |
| Latitude | 39.056924 |
|---|---|
| Longitude | -123.505651 |
| Timezone | Los Angeles (DST) |
| FIPS | 06045 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 61.2 yrs ↑ 41% since 2019 |
|---|---|
| Avg Household Size | 2.30 |
| Below Poverty | 37.8% ▲ 278% above avg |
| College Grads | 56.9% ▲ 47% above avg |
| Unemployment | 8.4% ▲ 71% above avg |
| HS Graduate | 122 (30%) |
| Associates | 53 (13.1%) |
| Bachelors | 21 (5.2%) |
| Graduate Degree | 210 (51.7%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $52,614 ▼ 31% below avg ↑ 20% since 2019 |
|---|---|
| Median Home Value | $698,900 ▲ 151% above avg ↓ 16% since 2019 |
| Home/Income Ratio | 13.3x (nat avg ~3.5x) |
| Total Units | 400 |
| Vacant Units | 171 |
| Avg HH Size | 2.30 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 400 |
|---|---|
| Vacant | 171 |
| Owner Occupied | 68.6% |
| Renter Occupied | 31.4% |
| Avg HH Size | 2.30 |
ZIP code 95466 is located in Philo, California, within Mendocino County. With a population of 582, this is a sparsely populated ZIP code with an older community — the median age is 61.2 years. Economically, 95466 is a working-class ZIP code: the median household income of $52,614 is below the national average.
Real estate in ZIP code 95466 represents a premium housing market. The median home value of $698,900 is more than double the national average. Homeownership is strong here — 68.6% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have decreased by 16% since 2019.
The population of 95466 is primarily White (79.73%). Residents are well-educated — 56.9% hold a bachelor's degree or higher, which is above the national average. Poverty affects a significant share of residents at 37.8%. Household income has grown by 20% since 2019.
The unemployment rate in 95466 stands at 8.4%, which is significantly above the national average. About 24% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 55%.
Overall, ZIP code 95466 in Philo, CA is characterized as working-class, well-educated, an older community, and predominantly owner-occupied. With 582 residents, a median household income of $52,614, and a median home value of $698,900, it offers a clear picture of life in this part of California.