| ZIP Code | 95246 |
|---|---|
| City | Mountain Ranch |
| State | California (CA) |
| County | Calaveras County |
| Area Code | 209/350 |
| Elevation | 2,245 ft |
| Latitude | 38.249708 |
|---|---|
| Longitude | -120.488857 |
| Timezone | Los Angeles (DST) |
| FIPS | 06009 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 51.8 yrs ↓ 18% since 2019 |
|---|---|
| Avg Household Size | 3.13 |
| Below Poverty | 25.8% ▲ 158% above avg |
| College Grads | 22.9% ▼ 41% below avg |
| Unemployment | 18.9% ▲ 286% above avg |
| No HS Diploma | 15 (1%) |
| HS Graduate | 752 (49.6%) |
| Some College | 223 (14.7%) |
| Associates | 178 (11.7%) |
| Bachelors | 81 (5.3%) |
| Graduate Degree | 266 (17.6%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $95,667 ▲ 25% above avg ↑ 66% since 2019 |
|---|---|
| Median Home Value | $409,400 ▲ 47% above avg ↑ 32% since 2019 |
| Home/Income Ratio | 4.3x (nat avg ~3.5x) |
| Median Rent | $1,375/mo ↑ 27% since 2019 |
| Total Units | 702 |
| Vacant Units | 158 |
| Avg HH Size | 3.13 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 702 |
|---|---|
| Vacant | 158 |
| Owner Occupied | 88.4% |
| Renter Occupied | 11.6% |
| Avg HH Size | 3.13 |
ZIP code 95246 is located in Mountain Ranch, California, within Calaveras County. With a population of 1,701, this is a sparsely populated ZIP code with a mature community — the median age is 51.8 years. Economically, 95246 is a middle-income ZIP code: the median household income of $95,667 is above the national average.
Real estate in ZIP code 95246 represents a premium housing market. The median home value of $409,400 is above the national average. Renters can expect to pay around $1,375 per month in median rent. Homeownership is strong here — 88.4% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 32% since 2019.
The population of 95246 is primarily White (83.66%). Residents are less-educated — 22.9% hold a bachelor's degree or higher, which is below the national average. Poverty affects a significant share of residents at 25.8%. Household income has grown by 66% since 2019.
The unemployment rate in 95246 stands at 18.9%, which is more than double the national average. As in most parts of the country, driving alone is the dominant commute mode at 81%.
Overall, ZIP code 95246 in Mountain Ranch, CA is characterized as middle-income, less-educated, a mature community, and predominantly owner-occupied. With 1,701 residents, a median household income of $95,667, and a median home value of $409,400, it offers a clear picture of life in this part of California.