| ZIP Code | 95223 |
|---|---|
| City | Arnold |
| State | California (CA) |
| County | Calaveras County |
| Area Code | 209/350 |
| Elevation | 5,739 ft |
| Latitude | 38.446323 |
|---|---|
| Longitude | -119.812958 |
| Timezone | Los Angeles (DST) |
| FIPS | 06009 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 60.4 yrs |
|---|---|
| Avg Household Size | 2.04 |
| Below Poverty | 5.5% ▼ 45% below avg |
| College Grads | 58.2% ▲ 50% above avg |
| Unemployment | 5.7% ▲ 17% above avg |
| HS Graduate | 496 (20%) |
| Some College | 140 (5.6%) |
| Associates | 399 (16.1%) |
| Bachelors | 288 (11.6%) |
| Graduate Degree | 1,155 (46.6%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $98,934 ▲ 30% above avg ↑ 76% since 2019 |
|---|---|
| Median Home Value | $475,800 ▲ 71% above avg ↑ 59% since 2019 |
| Home/Income Ratio | 4.8x (nat avg ~3.5x) |
| Median Rent | $1,527/mo ↑ 20% since 2019 |
| Total Units | 7,273 |
| Vacant Units | 5,836 |
| Avg HH Size | 2.04 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 7,273 |
|---|---|
| Vacant | 5,836 |
| Owner Occupied | 89.7% |
| Renter Occupied | 10.3% |
| Avg HH Size | 2.04 |
ZIP code 95223 is located in Arnold, California, within Calaveras County. With a population of 2,934, this is a sparsely populated ZIP code with an older community — the median age is 60.4 years. Economically, 95223 is a middle-income ZIP code: the median household income of $98,934 is above the national average.
Real estate in ZIP code 95223 represents a premium housing market. The median home value of $475,800 is significantly above the national average. Renters can expect to pay around $1,527 per month in median rent. Homeownership is strong here — 89.7% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 59% since 2019.
The population of 95223 is primarily White (88.07%). Residents are well-educated — 58.2% hold a bachelor's degree or higher, which is significantly above the national average. Poverty affects a relatively small share of residents at 5.5%. Household income has grown by 76% since 2019.
The unemployment rate in 95223 stands at 5.7%, which is above the national average. A notably high share of workers — 31% — work from home, reflecting the professional makeup of the area. As in most parts of the country, driving alone is the dominant commute mode at 51%.
Overall, ZIP code 95223 in Arnold, CA is characterized as middle-income, well-educated, an older community, and predominantly owner-occupied. With 2,934 residents, a median household income of $98,934, and a median home value of $475,800, it offers a clear picture of life in this part of California.