US ZIP Code
95123

San Jose, CA

Santa Clara County  ·  California

● Active
👥 70,279 Population ↑ 2% since 2019
💰 $136,364 Median HH Income
▲ 79% above avg ↑ 16% since 2019
🎂 37.6 Median Age
🏠 $1,108,100 Median Home Value
▲ 297% above avg ↑ 37% since 2019
🎓 55.4% College Grads
▲ 43% above avg
📊 4.1% Unemployment
▼ 17% below avg ↓ 12% since 2019
ZIP Code Details
ZIP Code95123
CitySan Jose
StateCalifornia (CA)
CountySanta Clara County
Area Code408/669
Elevation170 ft
Latitude37.244238
Longitude-121.831604
TimezoneLos Angeles (DST)
FIPS06085
ZIP TypeStandard
StatusActive
People & Population (ACS 2023)
♂ Male 49.2% (34,570) Female 50.8% (35,709) ♀

Race & Ethnicity

White: 34.6%Hispanic: 29.3%Black: 3.4%Asian: 26.6%Other: 5.7%Race
White34.6%
Hispanic29.3%
Black3.4%
Asian26.6%
Other5.7%

Age Breakdown

Under 5
6%
5–17
15%
18–24
9%
25–44
30%
45–64
26%
65+
5%

Key Indicators

Median Age37.6 yrs
Avg Household Size2.88
Below Poverty5.8% ▼ 42% below avg
College Grads55.4% ▲ 43% above avg
Unemployment4.1% ▼ 17% below avg
No HS Diploma1,585 (3.5%)
HS Graduate7,772 (17%)
Some College3,820 (8.4%)
Associates7,211 (15.8%)
Bachelors4,650 (10.2%)
Graduate Degree20,661 (45.2%)

Education

No HS: 3.5%HS Grad: 17%Some College: 8.4%Associates: 15.8%Bachelors: 10.2%Graduate: 45.2%Edu
No HS3.5%
HS Grad17.0%
Some College8.4%
Associates15.8%
Bachelors10.2%
Graduate45.2%
Housing & Income

Housing Tenure

Owner: 60.3%Renter: 39.7%Tenure
Owner60.3%
Renter39.7%

Home Value Distribution

Under $50k
2%
$50k–100k
1%
$100k–150k
2%
$150k–200k
1%
$200k–300k
1%
$300k–500k
5%
Over $500k
88%

Financials

Median HH Income$136,364 ▲ 79% above avg ↑ 16% since 2019
Median Home Value$1,108,100 ▲ 297% above avg ↑ 37% since 2019
Home/Income Ratio8.1x (nat avg ~3.5x)
Median Rent$2,953/mo ↑ 17% since 2019
Total Units25,023
Vacant Units772
Avg HH Size2.88

Income Distribution

Under $25k
5%
$25k–50k
7%
$50k–75k
10%
$75k–100k
12%
$100k–150k
20%
$150k–200k
15%
Over $200k
31%
Employment & Commute

How People Get to Work

Drove Alone
77%
Public Transit
2%
Walked
1%
Work From Home
20%

Commute Time

Under 15 min
16%
15–30 min
38%
30–45 min
24%
Over 45 min
22%
Housing Stock

Year Built

Before 1940
0%
1940s–1950s
19%
1960s–1970s
24%
1980s–1990s
5%
2000+
52%

Summary

Total Units25,023
Vacant772
Owner Occupied60.3%
Renter Occupied39.7%
Avg HH Size2.88
Frequently Asked Questions
ZIP code 95123 is in San Jose, CA, in Santa Clara County.
ZIP code 95123 is located in California (CA).
ZIP code 95123 is in Santa Clara County, CA.
ZIP 95123 observes the Los Angeles timezone. Daylight Saving Time is observed.
The estimated population of ZIP code 95123 is 70,279 people (ACS 2023).
The median household income in ZIP code 95123 is $136,364 (ACS 2023).
The median home value in ZIP 95123 is $1,108,100 (ACS 2023).
About ZIP Code 95123

ZIP code 95123 is located in San Jose, California, within Santa Clara County. With a population of 70,279, this is a densely populated ZIP code with a relatively young community — the median age is 37.6 years. Economically, 95123 is a upper-middle-income ZIP code: the median household income of $136,364 is significantly above the national average.

Real estate in ZIP code 95123 represents among the most expensive housing markets in the country. The median home value of $1,108,100 is more than double the national average. Renters can expect to pay around $2,953 per month in median rent. Homeownership is strong here — 60.3% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 37% since 2019.

The population of 95123 is racially diverse, with White as the largest group at 34.6%. Residents are well-educated — 55.4% hold a bachelor's degree or higher, which is above the national average. Poverty affects a relatively small share of residents at 5.8%. Household income has grown by 16% since 2019.

The unemployment rate in 95123 stands at 4.1%, which is below the national average. About 18% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 69%.

Overall, ZIP code 95123 in San Jose, CA is characterized as upper-middle-income, well-educated, a relatively young community, and predominantly owner-occupied. With 70,279 residents, a median household income of $136,364, and a median home value of $1,108,100, it offers a clear picture of life in this part of California.