| ZIP Code | 95020 |
|---|---|
| City | Gilroy |
| State | California (CA) |
| County | Santa Clara County |
| Area Code | 408/669 |
| Elevation | 203 ft |
| Latitude | 37.01621 |
|---|---|
| Longitude | -121.559418 |
| Timezone | Los Angeles (DST) |
| FIPS | 06085 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 36.8 yrs ↑ 3% since 2019 |
|---|---|
| Avg Household Size | 3.43 |
| Below Poverty | 7.3% ▼ 27% below avg |
| College Grads | 41.8% ▲ 8% above avg |
| Unemployment | 6.4% ▲ 31% above avg |
| No HS Diploma | 1,071 (2.8%) |
| HS Graduate | 9,209 (24.3%) |
| Some College | 4,783 (12.6%) |
| Associates | 7,011 (18.5%) |
| Bachelors | 4,130 (10.9%) |
| Graduate Degree | 11,701 (30.9%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $134,242 ▲ 76% above avg ↑ 31% since 2019 |
|---|---|
| Median Home Value | $1,005,600 ▲ 261% above avg ↑ 44% since 2019 |
| Home/Income Ratio | 7.5x (nat avg ~3.5x) |
| Median Rent | $2,256/mo ↑ 21% since 2019 |
| Total Units | 20,679 |
| Vacant Units | 1,058 |
| Avg HH Size | 3.43 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 20,679 |
|---|---|
| Vacant | 1,058 |
| Owner Occupied | 64.2% |
| Renter Occupied | 35.9% |
| Avg HH Size | 3.43 |
ZIP code 95020 is located in Gilroy, California, within Santa Clara County. With a population of 67,945, this is a densely populated ZIP code with a relatively young community — the median age is 36.8 years. Economically, 95020 is a upper-middle-income ZIP code: the median household income of $134,242 is significantly above the national average.
Real estate in ZIP code 95020 represents among the most expensive housing markets in the country. The median home value of $1,005,600 is more than double the national average. Renters can expect to pay around $2,256 per month in median rent. Homeownership is strong here — 64.2% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 44% since 2019.
The population of 95020 is majority Hispanic (57.16%). Residents are well-educated — 41.8% hold a bachelor's degree or higher, which is near the national average. Poverty affects a relatively small share of residents at 7.3%. Household income has grown by 31% since 2019.
The unemployment rate in 95020 stands at 6.4%, which is above the national average. About 13% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 69%.
Overall, ZIP code 95020 in Gilroy, CA is characterized as upper-middle-income, well-educated, a relatively young community, and predominantly owner-occupied. With 67,945 residents, a median household income of $134,242, and a median home value of $1,005,600, it offers a clear picture of life in this part of California.