| ZIP Code | 94038 |
|---|---|
| City | Moss Beach |
| State | California (CA) |
| County | San Mateo County |
| Area Code | 650 |
| Elevation | 495 ft |
| Latitude | 37.53572 |
|---|---|
| Longitude | -122.473676 |
| Timezone | Los Angeles (DST) |
| FIPS | 06081 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 44.3 yrs ↑ 4% since 2019 |
|---|---|
| Avg Household Size | 2.91 |
| Below Poverty | 5.3% ▼ 47% below avg |
| College Grads | 64.3% ▲ 66% above avg |
| Unemployment | 0.0% ▼ 100% below avg |
| No HS Diploma | 38 (2.1%) |
| HS Graduate | 232 (12.6%) |
| Some College | 110 (6%) |
| Associates | 277 (15.1%) |
| Bachelors | 150 (8.2%) |
| Graduate Degree | 1,032 (56.1%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $128,333 ▲ 68% above avg ↑ 7% since 2019 |
|---|---|
| Median Home Value | $1,112,900 ▲ 299% above avg ↑ 14% since 2019 |
| Home/Income Ratio | 8.7x (nat avg ~3.5x) |
| Total Units | 1,007 |
| Vacant Units | 19 |
| Avg HH Size | 2.91 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 1,007 |
|---|---|
| Vacant | 19 |
| Owner Occupied | 96.6% |
| Renter Occupied | 3.4% |
| Avg HH Size | 2.91 |
ZIP code 94038 is located in Moss Beach, California, within San Mateo County. With a population of 3,016, this is a sparsely populated ZIP code with a middle-aged community — the median age is 44.3 years. Economically, 94038 is a upper-middle-income ZIP code: the median household income of $128,333 is significantly above the national average.
Real estate in ZIP code 94038 represents among the most expensive housing markets in the country. The median home value of $1,112,900 is more than double the national average. Homeownership is strong here — 96.6% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 14% since 2019.
The population of 94038 is majority White (58.82%). Residents are highly educated — 64.3% hold a bachelor's degree or higher, which is significantly above the national average. Poverty affects a relatively small share of residents at 5.3%. Household income has grown by 7% since 2019.
About 18% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 57%.
Overall, ZIP code 94038 in Moss Beach, CA is characterized as upper-middle-income, highly educated, a middle-aged community, and predominantly owner-occupied. With 3,016 residents, a median household income of $128,333, and a median home value of $1,112,900, it offers a clear picture of life in this part of California.