| ZIP Code | 89408 |
|---|---|
| City | Fernley |
| State | Nevada (NV) |
| County | Lyon County |
| Area Code | 775 |
| Elevation | 4,097 ft |
| Latitude | 39.670843 |
|---|---|
| Longitude | -119.006409 |
| Timezone | Los Angeles (DST) |
| FIPS | 32019 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 35.7 yrs ↓ 6% since 2019 |
|---|---|
| Avg Household Size | 2.77 |
| Below Poverty | 11.3% ▲ 13% above avg |
| College Grads | 26.4% ▼ 32% below avg |
| Unemployment | 5.2% ≈ Avg |
| No HS Diploma | 168 (1.1%) |
| HS Graduate | 4,987 (33.4%) |
| Some College | 2,640 (17.7%) |
| Associates | 3,198 (21.4%) |
| Bachelors | 1,569 (10.5%) |
| Graduate Degree | 2,364 (15.8%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $87,723 ▲ 15% above avg ↑ 43% since 2019 |
|---|---|
| Median Home Value | $352,600 ▲ 26% above avg ↑ 60% since 2019 |
| Home/Income Ratio | 4.0x (nat avg ~3.5x) |
| Median Rent | $1,504/mo ↑ 29% since 2019 |
| Total Units | 9,039 |
| Vacant Units | 353 |
| Avg HH Size | 2.77 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 9,039 |
|---|---|
| Vacant | 353 |
| Owner Occupied | 70.4% |
| Renter Occupied | 29.6% |
| Avg HH Size | 2.77 |
ZIP code 89408 is located in Fernley, Nevada, within Lyon County. With a population of 24,025, this is a moderately populated ZIP code with a relatively young community — the median age is 35.7 years. Economically, 89408 is a middle-income ZIP code: the median household income of $87,723 is near the national average.
Real estate in ZIP code 89408 represents a mid-range housing market. The median home value of $352,600 is above the national average. Renters can expect to pay around $1,504 per month in median rent. Homeownership is strong here — 70.4% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 60% since 2019.
The population of 89408 is majority White (69.29%). Residents are moderately educated — 26.4% hold a bachelor's degree or higher, which is below the national average. Poverty affects some residents at 11.3%. Household income has grown by 43% since 2019.
The unemployment rate in 89408 stands at 5.2%, which is near the national average. As in most parts of the country, driving alone is the dominant commute mode at 76%.
Overall, ZIP code 89408 in Fernley, NV is characterized as middle-income, moderately educated, a relatively young community, and predominantly owner-occupied. With 24,025 residents, a median household income of $87,723, and a median home value of $352,600, it offers a clear picture of life in this part of Nevada.