US ZIP Code
81126

Chama, CO

Costilla County  ·  Colorado

● Active
👥 491 Population ↑ 223% since 2019
💰 $50,776 Median HH Income
▼ 33% below avg
🎂 46.1 Median Age ↓ 31% since 2019
🏠 $167,600 Median Home Value
▼ 40% below avg ↑ 89% since 2019
🎓 39.8% College Grads
≈ Avg
📊 0.0% Unemployment
▼ 100% below avg
ZIP Code Details
ZIP Code81126
CityChama
StateColorado (CO)
CountyCostilla County
Area Code719
Elevation8,972 ft
Latitude37.161451
Longitude-105.347251
TimezoneDenver (DST)
FIPS08023
ZIP TypePO Box
StatusActive
People & Population (ACS 2023)
♂ Male 42.0% (206) Female 58.0% (285) ♀

Race & Ethnicity

Hispanic: 96.7%Other: 3.3%Race
Hispanic96.7%
Other3.3%

Age Breakdown

Under 5
6%
5–17
6%
18–24
12%
25–44
26%
45–64
17%
65+
14%

Key Indicators

Median Age46.1 yrs ↓ 31% since 2019
Avg Household Size3.78
Below Poverty12.6% ▲ 26% above avg
College Grads39.8% ≈ Avg
Unemployment0.0% ▼ 100% below avg
HS Graduate88 (27.3%)
Some College25 (7.8%)
Associates81 (25.2%)
Bachelors27 (8.4%)
Graduate Degree101 (31.4%)

Education

HS Grad: 27.3%Some College: 7.8%Associates: 25.2%Bachelors: 8.4%Graduate: 31.4%Edu
HS Grad27.3%
Some College7.8%
Associates25.2%
Bachelors8.4%
Graduate31.4%
Housing & Income

Housing Tenure

Owner: 84.6%Renter: 15.4%Tenure
Owner84.6%
Renter15.4%

Home Value Distribution

Under $50k
16%
$50k–100k
10%
$150k–200k
34%
$200k–300k
13%
$300k–500k
27%

Financials

Median HH Income$50,776 ▼ 33% below avg
Median Home Value$167,600 ▼ 40% below avg ↑ 89% since 2019
Home/Income Ratio3.3x (nat avg ~3.5x)
Total Units201
Vacant Units71
Avg HH Size3.78

Income Distribution

Under $25k
14%
$25k–50k
29%
$50k–75k
32%
$100k–150k
2%
Over $200k
23%
Employment & Commute

How People Get to Work

Drove Alone
79%
Work From Home
21%

Commute Time

Under 15 min
43%
30–45 min
5%
Over 45 min
52%
Housing Stock

Year Built

1940s–1950s
4%
1960s–1970s
22%
1980s–1990s
23%
2000+
51%

Summary

Total Units201
Vacant71
Owner Occupied84.6%
Renter Occupied15.4%
Avg HH Size3.78
Frequently Asked Questions
ZIP code 81126 is in Chama, CO, in Costilla County.
ZIP code 81126 is located in Colorado (CO).
ZIP code 81126 is in Costilla County, CO.
ZIP 81126 observes the Denver timezone. Daylight Saving Time is observed.
The estimated population of ZIP code 81126 is 491 people (ACS 2023).
The median household income in ZIP code 81126 is $50,776 (ACS 2023).
The median home value in ZIP 81126 is $167,600 (ACS 2023).
About ZIP Code 81126

ZIP code 81126 is located in Chama, Colorado, within Costilla County. With a population of 491, this is a sparsely populated ZIP code with a mature community — the median age is 46.1 years. Economically, 81126 is a working-class ZIP code: the median household income of $50,776 is below the national average.

Real estate in ZIP code 81126 represents an affordable housing market. The median home value of $167,600 is below the national average. Homeownership is strong here — 84.6% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 89% since 2019.

The population of 81126 is primarily Hispanic (96.74%). Residents are moderately educated — 39.8% hold a bachelor's degree or higher, which is near the national average. Poverty affects some residents at 12.6%.

About 21% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 79%.

Overall, ZIP code 81126 in Chama, CO is characterized as working-class, moderately educated, a mature community, and predominantly owner-occupied. With 491 residents, a median household income of $50,776, and a median home value of $167,600, it offers a clear picture of life in this part of Colorado.