US ZIP Code
68651

Osceola, NE

Polk County  ·  Nebraska

● Active
👥 1,293 Population ↓ 12% since 2019
💰 $80,375 Median HH Income
≈ Avg ↑ 18% since 2019
🎂 42.2 Median Age
🏠 $183,200 Median Home Value
▼ 34% below avg ↑ 69% since 2019
🎓 33.3% College Grads
▼ 14% below avg
📊 1.1% Unemployment
▼ 77% below avg ↓ 72% since 2019
ZIP Code Details
ZIP Code68651
CityOsceola
StateNebraska (NE)
CountyPolk County
Area Code402/531
Elevation1,557 ft
Latitude41.228224
Longitude-97.570129
TimezoneChicago (DST)
FIPS31143
ZIP TypeStandard
StatusActive
People & Population (ACS 2023)
♂ Male 53.6% (693) Female 46.4% (600) ♀

Race & Ethnicity

White: 88.2%Hispanic: 5.2%Black: 0.1%Asian: 0.3%Other: 5.9%Race
White88.2%
Hispanic5.2%
Black0.1%
Asian0.3%
Other5.9%

Age Breakdown

Under 5
5%
5–17
15%
18–24
10%
25–44
22%
45–64
26%
65+
10%

Key Indicators

Median Age42.2 yrs
Avg Household Size2.51
Below Poverty8.9% ▼ 11% below avg
College Grads33.3% ▼ 14% below avg
Unemployment1.1% ▼ 77% below avg
HS Graduate316 (36.8%)
Some College109 (12.7%)
Associates148 (17.2%)
Bachelors111 (12.9%)
Graduate Degree175 (20.4%)

Education

HS Grad: 36.8%Some College: 12.7%Associates: 17.2%Bachelors: 12.9%Graduate: 20.4%Edu
HS Grad36.8%
Some College12.7%
Associates17.2%
Bachelors12.9%
Graduate20.4%
Housing & Income

Housing Tenure

Owner: 75.8%Renter: 24.3%Tenure
Owner75.8%
Renter24.3%

Home Value Distribution

Under $50k
10%
$50k–100k
16%
$100k–150k
16%
$150k–200k
19%
$200k–300k
25%
$300k–500k
13%
Over $500k
2%

Financials

Median HH Income$80,375 ≈ Avg ↑ 18% since 2019
Median Home Value$183,200 ▼ 34% below avg ↑ 69% since 2019
Home/Income Ratio2.3x (nat avg ~3.5x)
Median Rent$611/mo ↑ 7% since 2019
Total Units560
Vacant Units61
Avg HH Size2.51

Income Distribution

Under $25k
12%
$25k–50k
14%
$50k–75k
15%
$75k–100k
18%
$100k–150k
31%
$150k–200k
3%
Over $200k
8%
Employment & Commute

How People Get to Work

Drove Alone
84%
Walked
10%
Work From Home
5%

Commute Time

Under 15 min
59%
15–30 min
18%
30–45 min
17%
Over 45 min
6%
Housing Stock

Year Built

Before 1940
4%
1940s–1950s
9%
1960s–1970s
13%
1980s–1990s
10%
2000+
64%

Summary

Total Units560
Vacant61
Owner Occupied75.8%
Renter Occupied24.3%
Avg HH Size2.51
Frequently Asked Questions
ZIP code 68651 is in Osceola, NE, in Polk County.
ZIP code 68651 is located in Nebraska (NE).
ZIP code 68651 is in Polk County, NE.
ZIP 68651 observes the Chicago timezone. Daylight Saving Time is observed.
The estimated population of ZIP code 68651 is 1,293 people (ACS 2023).
The median household income in ZIP code 68651 is $80,375 (ACS 2023).
The median home value in ZIP 68651 is $183,200 (ACS 2023).
About ZIP Code 68651

ZIP code 68651 is located in Osceola, Nebraska, within Polk County. With a population of 1,293, this is a sparsely populated ZIP code with a middle-aged community — the median age is 42.2 years. Economically, 68651 is a middle-income ZIP code: the median household income of $80,375 is near the national average.

Real estate in ZIP code 68651 represents an affordable housing market. The median home value of $183,200 is below the national average. Renters can expect to pay around $611 per month in median rent. Homeownership is strong here — 75.8% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 69% since 2019.

The population of 68651 is primarily White (88.24%). Residents are moderately educated — 33.3% hold a bachelor's degree or higher, which is near the national average. Poverty affects a relatively small share of residents at 8.9%. Household income has grown by 18% since 2019.

The unemployment rate in 68651 stands at 1.1%, which is well below the national average. As in most parts of the country, driving alone is the dominant commute mode at 79%.

Overall, ZIP code 68651 in Osceola, NE is characterized as middle-income, moderately educated, a middle-aged community, and predominantly owner-occupied. With 1,293 residents, a median household income of $80,375, and a median home value of $183,200, it offers a clear picture of life in this part of Nebraska.