| ZIP Code | 68431 |
|---|---|
| City | Rulo |
| State | Nebraska (NE) |
| County | Richardson County |
| Area Code | 402 |
| Elevation | 984 ft |
| Latitude | 40.067562 |
|---|---|
| Longitude | -95.438183 |
| Timezone | Chicago (DST) |
| FIPS | 31147 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 52.6 yrs ↓ 3% since 2019 |
|---|---|
| Avg Household Size | 1.88 |
| Below Poverty | 13.2% ▲ 32% above avg |
| College Grads | 21.9% ▼ 43% below avg |
| Unemployment | 4.0% ▼ 18% below avg |
| No HS Diploma | 7 (4.8%) |
| HS Graduate | 69 (47.3%) |
| Some College | 27 (18.5%) |
| Associates | 11 (7.5%) |
| Bachelors | 9 (6.2%) |
| Graduate Degree | 23 (15.8%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $62,656 ▼ 18% below avg ↓ 6% since 2019 |
|---|---|
| Median Home Value | $112,500 ▼ 60% below avg ↑ 82% since 2019 |
| Home/Income Ratio | 1.8x (nat avg ~3.5x) |
| Total Units | 177 |
| Vacant Units | 56 |
| Avg HH Size | 1.88 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 177 |
|---|---|
| Vacant | 56 |
| Owner Occupied | 87.6% |
| Renter Occupied | 12.4% |
| Avg HH Size | 1.88 |
ZIP code 68431 is located in Rulo, Nebraska, within Richardson County. With a population of 228, this is a sparsely populated ZIP code with a mature community — the median age is 52.6 years. Economically, 68431 is a solidly middle-class ZIP code: the median household income of $62,656 is below the national average.
Real estate in ZIP code 68431 represents one of the more affordable housing markets in the country. The median home value of $112,500 is well below the national average. Homeownership is strong here — 87.6% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 82% since 2019.
The population of 68431 is primarily White (76.75%). Residents are less-educated — 21.9% hold a bachelor's degree or higher, which is below the national average. Poverty affects some residents at 13.2%. Household income has declined by 6% since 2019.
The unemployment rate in 68431 stands at 4.0%, which is below the national average. As in most parts of the country, driving alone is the dominant commute mode at 67%.
Overall, ZIP code 68431 in Rulo, NE is characterized as solidly middle-class, less-educated, a mature community, and predominantly owner-occupied. With 228 residents, a median household income of $62,656, and a median home value of $112,500, it offers a clear picture of life in this part of Nebraska.