| ZIP Code | 68409 |
|---|---|
| City | Murray |
| State | Nebraska (NE) |
| County | Cass County |
| Area Code | 402/531 |
| Elevation | 1,260 ft |
| Latitude | 40.907716 |
|---|---|
| Longitude | -95.95418 |
| Timezone | Chicago (DST) |
| FIPS | 31025 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 42.0 yrs ↓ 7% since 2019 |
|---|---|
| Avg Household Size | 2.34 |
| Below Poverty | 7.2% ▼ 28% below avg |
| College Grads | 37.3% ≈ Avg |
| Unemployment | 4.8% ≈ Avg |
| No HS Diploma | 5 (1.1%) |
| HS Graduate | 150 (33.3%) |
| Some College | 77 (17.1%) |
| Associates | 51 (11.3%) |
| Bachelors | 43 (9.5%) |
| Graduate Degree | 125 (27.7%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $88,636 ▲ 16% above avg ↑ 3% since 2019 |
|---|---|
| Median Home Value | $222,700 ▼ 20% below avg ↑ 50% since 2019 |
| Home/Income Ratio | 2.5x (nat avg ~3.5x) |
| Median Rent | $1,125/mo ↑ 27% since 2019 |
| Total Units | 286 |
| Vacant Units | 6 |
| Avg HH Size | 2.34 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 286 |
|---|---|
| Vacant | 6 |
| Owner Occupied | 85.0% |
| Renter Occupied | 15.0% |
| Avg HH Size | 2.34 |
ZIP code 68409 is located in Murray, Nebraska, within Cass County. With a population of 656, this is a sparsely populated ZIP code with a middle-aged community — the median age is 42 years. Economically, 68409 is a middle-income ZIP code: the median household income of $88,636 is above the national average.
Real estate in ZIP code 68409 represents an affordable housing market. The median home value of $222,700 is below the national average. Renters can expect to pay around $1,125 per month in median rent. Homeownership is strong here — 85.0% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 50% since 2019.
The population of 68409 is primarily White (96.04%). Residents are moderately educated — 37.3% hold a bachelor's degree or higher, which is near the national average. Poverty affects a relatively small share of residents at 7.2%. Household income has grown by 3% since 2019.
The unemployment rate in 68409 stands at 4.8%, which is near the national average. As in most parts of the country, driving alone is the dominant commute mode at 89%.
Overall, ZIP code 68409 in Murray, NE is characterized as middle-income, moderately educated, a middle-aged community, and predominantly owner-occupied. With 656 residents, a median household income of $88,636, and a median home value of $222,700, it offers a clear picture of life in this part of Nebraska.