| ZIP Code | 68045 |
|---|---|
| City | Oakland |
| State | Nebraska (NE) |
| County | Burt County |
| Area Code | 402/531 |
| Elevation | 1,240 ft |
| Latitude | 41.825554 |
|---|---|
| Longitude | -96.492473 |
| Timezone | Chicago (DST) |
| FIPS | 31021 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 41.3 yrs ↓ 2% since 2019 |
|---|---|
| Avg Household Size | 2.69 |
| Below Poverty | 8.8% ▼ 12% below avg |
| College Grads | 47.1% ▲ 22% above avg |
| Unemployment | 0.4% ▼ 92% below avg |
| No HS Diploma | 14 (1.2%) |
| HS Graduate | 275 (23.1%) |
| Some College | 153 (12.8%) |
| Associates | 188 (15.8%) |
| Bachelors | 184 (15.4%) |
| Graduate Degree | 377 (31.7%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $76,842 ≈ Avg ↑ 34% since 2019 |
|---|---|
| Median Home Value | $171,300 ▼ 39% below avg ↑ 57% since 2019 |
| Home/Income Ratio | 2.2x (nat avg ~3.5x) |
| Median Rent | $693/mo ↓ 2% since 2019 |
| Total Units | 874 |
| Vacant Units | 76 |
| Avg HH Size | 2.69 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 874 |
|---|---|
| Vacant | 76 |
| Owner Occupied | 73.2% |
| Renter Occupied | 26.8% |
| Avg HH Size | 2.69 |
ZIP code 68045 is located in Oakland, Nebraska, within Burt County. With a population of 2,191, this is a sparsely populated ZIP code with a middle-aged community — the median age is 41.3 years. Economically, 68045 is a middle-income ZIP code: the median household income of $76,842 is near the national average.
Real estate in ZIP code 68045 represents an affordable housing market. The median home value of $171,300 is below the national average. Renters can expect to pay around $693 per month in median rent. Homeownership is strong here — 73.2% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 57% since 2019.
The population of 68045 is primarily White (93.38%). Residents are well-educated — 47.1% hold a bachelor's degree or higher, which is above the national average. Poverty affects a relatively small share of residents at 8.8%. Household income has grown by 34% since 2019.
The unemployment rate in 68045 stands at 0.4%, which is well below the national average. As in most parts of the country, driving alone is the dominant commute mode at 78%.
Overall, ZIP code 68045 in Oakland, NE is characterized as middle-income, well-educated, a middle-aged community, and predominantly owner-occupied. With 2,191 residents, a median household income of $76,842, and a median home value of $171,300, it offers a clear picture of life in this part of Nebraska.