| ZIP Code | 68004 |
|---|---|
| City | Bancroft |
| State | Nebraska (NE) |
| County | Cuming County |
| Area Code | 402 |
| Elevation | 1,423 ft |
| Latitude | 42.009736 |
|---|---|
| Longitude | -96.623048 |
| Timezone | Chicago (DST) |
| FIPS | 31039 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 41.1 yrs ↑ 15% since 2019 |
|---|---|
| Avg Household Size | 2.14 |
| Below Poverty | 13.2% ▲ 32% above avg |
| College Grads | 38.1% ≈ Avg |
| Unemployment | 1.4% ▼ 71% below avg |
| HS Graduate | 283 (40.7%) |
| Some College | 47 (6.8%) |
| Associates | 100 (14.4%) |
| Bachelors | 102 (14.7%) |
| Graduate Degree | 163 (23.5%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $60,515 ▼ 21% below avg |
|---|---|
| Median Home Value | $115,300 ▼ 59% below avg ↑ 12% since 2019 |
| Home/Income Ratio | 1.9x (nat avg ~3.5x) |
| Median Rent | $838/mo ↑ 47% since 2019 |
| Total Units | 499 |
| Vacant Units | 36 |
| Avg HH Size | 2.14 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 499 |
|---|---|
| Vacant | 36 |
| Owner Occupied | 76.7% |
| Renter Occupied | 23.3% |
| Avg HH Size | 2.14 |
ZIP code 68004 is located in Bancroft, Nebraska, within Cuming County. With a population of 993, this is a sparsely populated ZIP code with a middle-aged community — the median age is 41.1 years. Economically, 68004 is a solidly middle-class ZIP code: the median household income of $60,515 is below the national average.
Real estate in ZIP code 68004 represents one of the more affordable housing markets in the country. The median home value of $115,300 is well below the national average. Renters can expect to pay around $838 per month in median rent. Homeownership is strong here — 76.7% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 12% since 2019.
The population of 68004 is primarily White (94.66%). Residents are moderately educated — 38.1% hold a bachelor's degree or higher, which is near the national average. Poverty affects some residents at 13.2%.
The unemployment rate in 68004 stands at 1.4%, which is well below the national average. As in most parts of the country, driving alone is the dominant commute mode at 79%.
Overall, ZIP code 68004 in Bancroft, NE is characterized as solidly middle-class, moderately educated, a middle-aged community, and predominantly owner-occupied. With 993 residents, a median household income of $60,515, and a median home value of $115,300, it offers a clear picture of life in this part of Nebraska.