| ZIP Code | 65634 |
|---|---|
| City | Cross Timbers |
| State | Missouri (MO) |
| County | Hickory County |
| Area Code | 235/417/573 |
| Elevation | 1,054 ft |
| Latitude | 38.015397 |
|---|---|
| Longitude | -93.194616 |
| Timezone | Chicago (DST) |
| FIPS | 29085 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 36.9 yrs ↓ 39% since 2019 |
|---|---|
| Avg Household Size | 3.85 |
| Below Poverty | 2.1% ▼ 79% below avg |
| College Grads | 14.2% ▼ 63% below avg |
| Unemployment | 33.3% ▲ 581% above avg |
| No HS Diploma | 21 (5%) |
| HS Graduate | 272 (64.3%) |
| Some College | 37 (8.7%) |
| Associates | 33 (7.8%) |
| Graduate Degree | 60 (14.2%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $33,958 ▼ 55% below avg ↑ 24% since 2019 |
|---|---|
| Median Home Value | $188,200 ▼ 32% below avg ↑ 235% since 2019 |
| Home/Income Ratio | 5.5x (nat avg ~3.5x) |
| Total Units | 248 |
| Vacant Units | 90 |
| Avg HH Size | 3.85 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 248 |
|---|---|
| Vacant | 90 |
| Owner Occupied | 96.2% |
| Renter Occupied | 3.8% |
| Avg HH Size | 3.85 |
ZIP code 65634 is located in Cross Timbers, Missouri, within Hickory County. With a population of 609, this is a sparsely populated ZIP code with a relatively young community — the median age is 36.9 years. Economically, 65634 is a lower-income ZIP code: the median household income of $33,958 is well below the national average.
Real estate in ZIP code 65634 represents an affordable housing market. The median home value of $188,200 is below the national average. Homeownership is strong here — 96.2% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 235% since 2019.
The population of 65634 is primarily White (100.00%). Residents are less-educated — 14.2% hold a bachelor's degree or higher, which is well below the national average. Poverty affects a relatively small share of residents at 2.1%. Household income has grown by 24% since 2019.
The unemployment rate in 65634 stands at 33.3%, which is more than double the national average. As in most parts of the country, driving alone is the dominant commute mode at 93%.
Overall, ZIP code 65634 in Cross Timbers, MO is characterized as lower-income, less-educated, a relatively young community, and predominantly owner-occupied. With 609 residents, a median household income of $33,958, and a median home value of $188,200, it offers a clear picture of life in this part of Missouri.