US ZIP Code
65240

Centralia, MO

Boone County  ·  Missouri

● Active
👥 8,740 Population
💰 $67,687 Median HH Income
▼ 11% below avg ↑ 16% since 2019
🎂 41.1 Median Age
🏠 $181,300 Median Home Value
▼ 35% below avg ↑ 24% since 2019
🎓 42.7% College Grads
▲ 10% above avg
📊 4.4% Unemployment
▼ 10% below avg ↑ 13% since 2019
ZIP Code Details
ZIP Code65240
CityCentralia
StateMissouri (MO)
CountyBoone County
Area Code235/573
Elevation885 ft
Latitude39.220047
Longitude-92.131098
TimezoneChicago (DST)
FIPS29019
ZIP TypeStandard
StatusActive
People & Population (ACS 2023)
♂ Male 48.2% (4,213) Female 51.8% (4,527) ♀

Race & Ethnicity

White: 92.4%Hispanic: 1.8%Black: 0.2%Asian: 0.2%Other: 5.2%Race
White92.4%
Hispanic1.8%
Black0.2%
Asian0.2%
Other5.2%

Age Breakdown

Under 5
6%
5–17
16%
18–24
8%
25–44
22%
45–64
30%
65+
10%

Key Indicators

Median Age41.1 yrs
Avg Household Size2.42
Below Poverty9.7% ≈ Avg
College Grads42.7% ▲ 10% above avg
Unemployment4.4% ▼ 10% below avg
No HS Diploma65 (1.1%)
HS Graduate1,782 (31.3%)
Some College944 (16.6%)
Associates467 (8.2%)
Bachelors365 (6.4%)
Graduate Degree2,067 (36.3%)

Education

No HS: 1.1%HS Grad: 31.3%Some College: 16.6%Associates: 8.2%Bachelors: 6.4%Graduate: 36.3%Edu
No HS1.1%
HS Grad31.3%
Some College16.6%
Associates8.2%
Bachelors6.4%
Graduate36.3%
Housing & Income

Housing Tenure

Owner: 77.1%Renter: 22.9%Tenure
Owner77.1%
Renter22.9%

Home Value Distribution

Under $50k
12%
$50k–100k
7%
$100k–150k
12%
$150k–200k
28%
$200k–300k
24%
$300k–500k
12%
Over $500k
5%

Financials

Median HH Income$67,687 ▼ 11% below avg ↑ 16% since 2019
Median Home Value$181,300 ▼ 35% below avg ↑ 24% since 2019
Home/Income Ratio2.7x (nat avg ~3.5x)
Median Rent$712/mo ↑ 17% since 2019
Total Units3,903
Vacant Units332
Avg HH Size2.42

Income Distribution

Under $25k
18%
$25k–50k
15%
$50k–75k
26%
$75k–100k
14%
$100k–150k
14%
$150k–200k
8%
Over $200k
4%
Employment & Commute

How People Get to Work

Drove Alone
91%
Walked
1%
Work From Home
8%

Commute Time

Under 15 min
36%
15–30 min
25%
30–45 min
27%
Over 45 min
11%
Housing Stock

Year Built

Before 1940
0%
1940s–1950s
9%
1960s–1970s
10%
1980s–1990s
17%
2000+
63%

Summary

Total Units3,903
Vacant332
Owner Occupied77.1%
Renter Occupied22.9%
Avg HH Size2.42
Frequently Asked Questions
ZIP code 65240 is in Centralia, MO, in Boone County.
ZIP code 65240 is located in Missouri (MO).
ZIP code 65240 is in Boone County, MO.
ZIP 65240 observes the Chicago timezone. Daylight Saving Time is observed.
The estimated population of ZIP code 65240 is 8,740 people (ACS 2023).
The median household income in ZIP code 65240 is $67,687 (ACS 2023).
The median home value in ZIP 65240 is $181,300 (ACS 2023).
About ZIP Code 65240

ZIP code 65240 is located in Centralia, Missouri, within Boone County. With a population of 8,740, this is a lightly populated ZIP code with a middle-aged community — the median age is 41.1 years. Economically, 65240 is a solidly middle-class ZIP code: the median household income of $67,687 is near the national average.

Real estate in ZIP code 65240 represents an affordable housing market. The median home value of $181,300 is below the national average. Renters can expect to pay around $712 per month in median rent. Homeownership is strong here — 77.1% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 24% since 2019.

The population of 65240 is primarily White (92.37%). Residents are well-educated — 42.7% hold a bachelor's degree or higher, which is near the national average. Poverty affects a relatively small share of residents at 9.7%. Household income has grown by 16% since 2019.

The unemployment rate in 65240 stands at 4.4%, which is near the national average. As in most parts of the country, driving alone is the dominant commute mode at 76%.

Overall, ZIP code 65240 in Centralia, MO is characterized as solidly middle-class, well-educated, a middle-aged community, and predominantly owner-occupied. With 8,740 residents, a median household income of $67,687, and a median home value of $181,300, it offers a clear picture of life in this part of Missouri.