| ZIP Code | 65078 |
|---|---|
| City | Stover |
| State | Missouri (MO) |
| County | Morgan County |
| Area Code | 235/573 |
| Elevation | 1,129 ft |
| Latitude | 38.381135 |
|---|---|
| Longitude | -93.035985 |
| Timezone | Chicago (DST) |
| FIPS | 29141 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 47.0 yrs ↑ 7% since 2019 |
|---|---|
| Avg Household Size | 2.40 |
| Below Poverty | 26.1% ▲ 161% above avg |
| College Grads | 20.8% ▼ 46% below avg |
| Unemployment | 3.7% ▼ 24% below avg |
| No HS Diploma | 49 (2%) |
| HS Graduate | 1,106 (45.1%) |
| Some College | 471 (19.2%) |
| Associates | 318 (13%) |
| Bachelors | 171 (7%) |
| Graduate Degree | 340 (13.8%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $43,766 ▼ 43% below avg ↑ 20% since 2019 |
|---|---|
| Median Home Value | $115,900 ▼ 58% below avg ↑ 31% since 2019 |
| Home/Income Ratio | 2.6x (nat avg ~3.5x) |
| Median Rent | $754/mo ↑ 27% since 2019 |
| Total Units | 2,834 |
| Vacant Units | 1,313 |
| Avg HH Size | 2.40 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 2,834 |
|---|---|
| Vacant | 1,313 |
| Owner Occupied | 81.5% |
| Renter Occupied | 18.5% |
| Avg HH Size | 2.40 |
ZIP code 65078 is located in Stover, Missouri, within Morgan County. With a population of 3,716, this is a sparsely populated ZIP code with a mature community — the median age is 47 years. Economically, 65078 is a working-class ZIP code: the median household income of $43,766 is below the national average.
Real estate in ZIP code 65078 represents one of the more affordable housing markets in the country. The median home value of $115,900 is well below the national average. Renters can expect to pay around $754 per month in median rent. Homeownership is strong here — 81.5% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 31% since 2019.
The population of 65078 is primarily White (85.95%). Residents are less-educated — 20.8% hold a bachelor's degree or higher, which is below the national average. Poverty affects a significant share of residents at 26.1%. Household income has grown by 20% since 2019.
The unemployment rate in 65078 stands at 3.7%, which is below the national average. As in most parts of the country, driving alone is the dominant commute mode at 66%.
Overall, ZIP code 65078 in Stover, MO is characterized as working-class, less-educated, a mature community, and predominantly owner-occupied. With 3,716 residents, a median household income of $43,766, and a median home value of $115,900, it offers a clear picture of life in this part of Missouri.