| ZIP Code | 64865 |
|---|---|
| City | Seneca |
| State | Missouri (MO) |
| County | Newton County |
| Area Code | 417 |
| Elevation | 1,078 ft |
| Latitude | 36.842651 |
|---|---|
| Longitude | -94.581313 |
| Timezone | Chicago (DST) |
| FIPS | 29145 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 37.5 yrs ↑ 2% since 2019 |
|---|---|
| Avg Household Size | 2.86 |
| Below Poverty | 14.8% ▲ 48% above avg |
| College Grads | 29.9% ▼ 23% below avg |
| Unemployment | 2.8% ▼ 42% below avg |
| No HS Diploma | 27 (0.9%) |
| HS Graduate | 1,022 (32.8%) |
| Some College | 436 (14%) |
| Associates | 698 (22.4%) |
| Bachelors | 406 (13%) |
| Graduate Degree | 524 (16.8%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $60,886 ▼ 20% below avg ↑ 34% since 2019 |
|---|---|
| Median Home Value | $188,500 ▼ 32% below avg ↑ 71% since 2019 |
| Home/Income Ratio | 3.1x (nat avg ~3.5x) |
| Median Rent | $879/mo ↑ 24% since 2019 |
| Total Units | 2,065 |
| Vacant Units | 251 |
| Avg HH Size | 2.86 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 2,065 |
|---|---|
| Vacant | 251 |
| Owner Occupied | 80.9% |
| Renter Occupied | 19.1% |
| Avg HH Size | 2.86 |
ZIP code 64865 is located in Seneca, Missouri, within Newton County. With a population of 5,260, this is a lightly populated ZIP code with a relatively young community — the median age is 37.5 years. Economically, 64865 is a solidly middle-class ZIP code: the median household income of $60,886 is below the national average.
Real estate in ZIP code 64865 represents an affordable housing market. The median home value of $188,500 is below the national average. Renters can expect to pay around $879 per month in median rent. Homeownership is strong here — 80.9% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 71% since 2019.
The population of 64865 is primarily White (79.22%). Residents are moderately educated — 29.9% hold a bachelor's degree or higher, which is below the national average. Poverty affects some residents at 14.8%. Household income has grown by 34% since 2019.
The unemployment rate in 64865 stands at 2.8%, which is below the national average. As in most parts of the country, driving alone is the dominant commute mode at 80%.
Overall, ZIP code 64865 in Seneca, MO is characterized as solidly middle-class, moderately educated, a relatively young community, and predominantly owner-occupied. With 5,260 residents, a median household income of $60,886, and a median home value of $188,500, it offers a clear picture of life in this part of Missouri.