| ZIP Code | 64776 |
|---|---|
| City | Osceola |
| State | Missouri (MO) |
| County | St. Clair County |
| Area Code | 417 |
| Elevation | 874 ft |
| Latitude | 38.042283 |
|---|---|
| Longitude | -93.675435 |
| Timezone | Chicago (DST) |
| FIPS | 29185 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 50.9 yrs ↑ 6% since 2019 |
|---|---|
| Avg Household Size | 2.13 |
| Below Poverty | 16.6% ▲ 66% above avg |
| College Grads | 22.0% ▼ 43% below avg |
| Unemployment | 3.4% ▼ 31% below avg |
| No HS Diploma | 43 (1.8%) |
| HS Graduate | 897 (38.6%) |
| Some College | 318 (13.7%) |
| Associates | 556 (23.9%) |
| Bachelors | 224 (9.6%) |
| Graduate Degree | 288 (12.4%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $43,461 ▼ 43% below avg ↑ 8% since 2019 |
|---|---|
| Median Home Value | $140,700 ▼ 50% below avg ↑ 26% since 2019 |
| Home/Income Ratio | 3.2x (nat avg ~3.5x) |
| Median Rent | $636/mo ↑ 6% since 2019 |
| Total Units | 2,196 |
| Vacant Units | 661 |
| Avg HH Size | 2.13 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 2,196 |
|---|---|
| Vacant | 661 |
| Owner Occupied | 73.6% |
| Renter Occupied | 26.5% |
| Avg HH Size | 2.13 |
ZIP code 64776 is located in Osceola, Missouri, within St. Clair County. With a population of 3,355, this is a sparsely populated ZIP code with a mature community — the median age is 50.9 years. Economically, 64776 is a working-class ZIP code: the median household income of $43,461 is below the national average.
Real estate in ZIP code 64776 represents one of the more affordable housing markets in the country. The median home value of $140,700 is below the national average. Renters can expect to pay around $636 per month in median rent. Homeownership is strong here — 73.6% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 26% since 2019.
The population of 64776 is primarily White (91.92%). Residents are less-educated — 22.0% hold a bachelor's degree or higher, which is below the national average. Poverty affects some residents at 16.6%. Household income has grown by 8% since 2019.
The unemployment rate in 64776 stands at 3.4%, which is below the national average. As in most parts of the country, driving alone is the dominant commute mode at 77%.
Overall, ZIP code 64776 in Osceola, MO is characterized as working-class, less-educated, a mature community, and predominantly owner-occupied. With 3,355 residents, a median household income of $43,461, and a median home value of $140,700, it offers a clear picture of life in this part of Missouri.