US ZIP Code
64744

El Dorado Springs, MO

Cedar County  ·  Missouri

● Active
👥 8,547 Population ↑ 6% since 2019
💰 $44,362 Median HH Income
▼ 42% below avg ↑ 18% since 2019
🎂 40.4 Median Age ↓ 4% since 2019
🏠 $164,100 Median Home Value
▼ 41% below avg ↑ 91% since 2019
🎓 25.7% College Grads
▼ 34% below avg
📊 2.2% Unemployment
▼ 56% below avg ↓ 73% since 2019
ZIP Code Details
ZIP Code64744
CityEl Dorado Springs
StateMissouri (MO)
CountyCedar County
Area Code417
Elevation968 ft
Latitude37.848197
Longitude-93.978926
TimezoneChicago (DST)
FIPS29039
ZIP TypeStandard
StatusActive
People & Population (ACS 2023)
♂ Male 52.8% (4,510) Female 47.2% (4,037) ♀

Race & Ethnicity

White: 94.5%Hispanic: 0.9%Black: 0.3%Other: 4.1%Race
White94.5%
Hispanic0.9%
Black0.3%
Other4.1%

Age Breakdown

Under 5
6%
5–17
20%
18–24
9%
25–44
20%
45–64
26%
65+
9%

Key Indicators

Median Age40.4 yrs ↓ 4% since 2019
Avg Household Size2.61
Below Poverty24.7% ▲ 147% above avg
College Grads25.7% ▼ 34% below avg
Unemployment2.2% ▼ 56% below avg
No HS Diploma58 (1.2%)
HS Graduate1,836 (38.1%)
Some College963 (20%)
Associates728 (15.1%)
Bachelors501 (10.4%)
Graduate Degree738 (15.3%)

Education

No HS: 1.2%HS Grad: 38.1%Some College: 20%Associates: 15.1%Bachelors: 10.4%Graduate: 15.3%Edu
No HS1.2%
HS Grad38.1%
Some College20.0%
Associates15.1%
Bachelors10.4%
Graduate15.3%
Housing & Income

Housing Tenure

Owner: 67.3%Renter: 32.7%Tenure
Owner67.3%
Renter32.7%

Home Value Distribution

Under $50k
10%
$50k–100k
20%
$100k–150k
15%
$150k–200k
17%
$200k–300k
21%
$300k–500k
10%
Over $500k
7%

Financials

Median HH Income$44,362 ▼ 42% below avg ↑ 18% since 2019
Median Home Value$164,100 ▼ 41% below avg ↑ 91% since 2019
Home/Income Ratio3.7x (nat avg ~3.5x)
Median Rent$856/mo ↑ 41% since 2019
Total Units3,720
Vacant Units499
Avg HH Size2.61

Income Distribution

Under $25k
23%
$25k–50k
31%
$50k–75k
17%
$75k–100k
11%
$100k–150k
10%
$150k–200k
6%
Over $200k
3%
Employment & Commute

How People Get to Work

Drove Alone
88%
Public Transit
1%
Walked
4%
Work From Home
7%

Commute Time

Under 15 min
42%
15–30 min
28%
30–45 min
8%
Over 45 min
21%
Housing Stock

Year Built

Before 1940
0%
1940s–1950s
9%
1960s–1970s
20%
1980s–1990s
14%
2000+
57%

Summary

Total Units3,720
Vacant499
Owner Occupied67.3%
Renter Occupied32.7%
Avg HH Size2.61
Frequently Asked Questions
ZIP code 64744 is in El Dorado Springs, MO, in Cedar County.
ZIP code 64744 is located in Missouri (MO).
ZIP code 64744 is in Cedar County, MO.
ZIP 64744 observes the Chicago timezone. Daylight Saving Time is observed.
The estimated population of ZIP code 64744 is 8,547 people (ACS 2023).
The median household income in ZIP code 64744 is $44,362 (ACS 2023).
The median home value in ZIP 64744 is $164,100 (ACS 2023).
About ZIP Code 64744

ZIP code 64744 is located in El Dorado Springs, Missouri, within Cedar County. With a population of 8,547, this is a lightly populated ZIP code with a middle-aged community — the median age is 40.4 years. Economically, 64744 is a working-class ZIP code: the median household income of $44,362 is below the national average.

Real estate in ZIP code 64744 represents an affordable housing market. The median home value of $164,100 is below the national average. Renters can expect to pay around $856 per month in median rent. Homeownership is strong here — 67.3% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 91% since 2019.

The population of 64744 is primarily White (94.54%). Residents are moderately educated — 25.7% hold a bachelor's degree or higher, which is below the national average. Poverty affects a significant share of residents at 24.7%. Household income has grown by 18% since 2019.

The unemployment rate in 64744 stands at 2.2%, which is well below the national average. As in most parts of the country, driving alone is the dominant commute mode at 79%.

Overall, ZIP code 64744 in El Dorado Springs, MO is characterized as working-class, moderately educated, a middle-aged community, and predominantly owner-occupied. With 8,547 residents, a median household income of $44,362, and a median home value of $164,100, it offers a clear picture of life in this part of Missouri.