| ZIP Code | 64089 |
|---|---|
| City | Smithville |
| State | Missouri (MO) |
| County | Clay County |
| Area Code | 816/975 |
| Elevation | 823 ft |
| Latitude | 39.389996 |
|---|---|
| Longitude | -94.564952 |
| Timezone | Chicago (DST) |
| FIPS | 29047 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 39.3 yrs ↑ 3% since 2019 |
|---|---|
| Avg Household Size | 2.63 |
| Below Poverty | 7.0% ▼ 30% below avg |
| College Grads | 47.6% ▲ 23% above avg |
| Unemployment | 0.6% ▼ 87% below avg |
| No HS Diploma | 2 (0%) |
| HS Graduate | 2,481 (27%) |
| Some College | 917 (10%) |
| Associates | 1,410 (15.3%) |
| Bachelors | 1,226 (13.3%) |
| Graduate Degree | 3,151 (34.3%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $101,063 ▲ 32% above avg ↑ 18% since 2019 |
|---|---|
| Median Home Value | $307,200 ▲ 10% above avg ↑ 38% since 2019 |
| Home/Income Ratio | 3.0x (nat avg ~3.5x) |
| Median Rent | $1,212/mo ↑ 47% since 2019 |
| Total Units | 5,471 |
| Vacant Units | 144 |
| Avg HH Size | 2.63 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 5,471 |
|---|---|
| Vacant | 144 |
| Owner Occupied | 84.6% |
| Renter Occupied | 15.4% |
| Avg HH Size | 2.63 |
ZIP code 64089 is located in Smithville, Missouri, within Clay County. With a population of 14,060, this is a lightly populated ZIP code with a middle-aged community — the median age is 39.3 years. Economically, 64089 is a upper-middle-income ZIP code: the median household income of $101,063 is above the national average.
Real estate in ZIP code 64089 represents a mid-range housing market. The median home value of $307,200 is near the national average. Renters can expect to pay around $1,212 per month in median rent. Homeownership is strong here — 84.6% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 38% since 2019.
The population of 64089 is primarily White (95.16%). Residents are well-educated — 47.6% hold a bachelor's degree or higher, which is above the national average. Poverty affects a relatively small share of residents at 7.0%. Household income has grown by 18% since 2019.
The unemployment rate in 64089 stands at 0.6%, which is well below the national average. About 14% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 80%.
Overall, ZIP code 64089 in Smithville, MO is characterized as upper-middle-income, well-educated, a middle-aged community, and predominantly owner-occupied. With 14,060 residents, a median household income of $101,063, and a median home value of $307,200, it offers a clear picture of life in this part of Missouri.