| ZIP Code | 63822 |
|---|---|
| City | Bernie |
| State | Missouri (MO) |
| County | Stoddard County |
| Area Code | 235/573 |
| Elevation | 304 ft |
| Latitude | 36.660487 |
|---|---|
| Longitude | -89.99888 |
| Timezone | Chicago (DST) |
| FIPS | 29207 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 48.0 yrs ↑ 9% since 2019 |
|---|---|
| Avg Household Size | 2.35 |
| Below Poverty | 19.1% ▲ 91% above avg |
| College Grads | 22.2% ▼ 43% below avg |
| Unemployment | 4.5% ▼ 8% below avg |
| No HS Diploma | 70 (4.3%) |
| HS Graduate | 597 (36.8%) |
| Some College | 444 (27.4%) |
| Associates | 150 (9.3%) |
| Bachelors | 62 (3.8%) |
| Graduate Degree | 298 (18.4%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $49,868 ▼ 35% below avg ↑ 26% since 2019 |
|---|---|
| Median Home Value | $102,200 ▼ 63% below avg ↑ 30% since 2019 |
| Home/Income Ratio | 2.0x (nat avg ~3.5x) |
| Median Rent | $760/mo ↑ 31% since 2019 |
| Total Units | 1,281 |
| Vacant Units | 207 |
| Avg HH Size | 2.35 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 1,281 |
|---|---|
| Vacant | 207 |
| Owner Occupied | 72.4% |
| Renter Occupied | 27.6% |
| Avg HH Size | 2.35 |
ZIP code 63822 is located in Bernie, Missouri, within Stoddard County. With a population of 2,562, this is a sparsely populated ZIP code with a mature community — the median age is 48 years. Economically, 63822 is a working-class ZIP code: the median household income of $49,868 is below the national average.
Real estate in ZIP code 63822 represents one of the more affordable housing markets in the country. The median home value of $102,200 is well below the national average. Renters can expect to pay around $760 per month in median rent. Homeownership is strong here — 72.4% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 30% since 2019.
The population of 63822 is primarily White (88.25%). Residents are less-educated — 22.2% hold a bachelor's degree or higher, which is below the national average. Poverty affects some residents at 19.1%. Household income has grown by 26% since 2019.
The unemployment rate in 63822 stands at 4.5%, which is near the national average. As in most parts of the country, driving alone is the dominant commute mode at 87%.
Overall, ZIP code 63822 in Bernie, MO is characterized as working-class, less-educated, a mature community, and predominantly owner-occupied. With 2,562 residents, a median household income of $49,868, and a median home value of $102,200, it offers a clear picture of life in this part of Missouri.