| ZIP Code | 63645 |
|---|---|
| City | Fredericktown |
| State | Missouri (MO) |
| County | Madison County |
| Area Code | 235/573 |
| Elevation | 958 ft |
| Latitude | 37.543368 |
|---|---|
| Longitude | -90.325994 |
| Timezone | Chicago (DST) |
| FIPS | 29123 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 41.1 yrs |
|---|---|
| Avg Household Size | 2.71 |
| Below Poverty | 13.0% ▲ 30% above avg |
| College Grads | 27.1% ▼ 30% below avg |
| Unemployment | 6.6% ▲ 34% above avg |
| No HS Diploma | 115 (1.6%) |
| HS Graduate | 2,838 (39.6%) |
| Some College | 1,195 (16.7%) |
| Associates | 1,081 (15.1%) |
| Bachelors | 660 (9.2%) |
| Graduate Degree | 1,284 (17.9%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $57,862 ▼ 24% below avg ↑ 30% since 2019 |
|---|---|
| Median Home Value | $151,200 ▼ 46% below avg ↑ 39% since 2019 |
| Home/Income Ratio | 2.6x (nat avg ~3.5x) |
| Median Rent | $822/mo ↑ 36% since 2019 |
| Total Units | 5,200 |
| Vacant Units | 1,032 |
| Avg HH Size | 2.71 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 5,200 |
|---|---|
| Vacant | 1,032 |
| Owner Occupied | 74.8% |
| Renter Occupied | 25.2% |
| Avg HH Size | 2.71 |
ZIP code 63645 is located in Fredericktown, Missouri, within Madison County. With a population of 11,514, this is a lightly populated ZIP code with a middle-aged community — the median age is 41.1 years. Economically, 63645 is a solidly middle-class ZIP code: the median household income of $57,862 is below the national average.
Real estate in ZIP code 63645 represents an affordable housing market. The median home value of $151,200 is below the national average. Renters can expect to pay around $822 per month in median rent. Homeownership is strong here — 74.8% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 39% since 2019.
The population of 63645 is primarily White (92.57%). Residents are moderately educated — 27.1% hold a bachelor's degree or higher, which is below the national average. Poverty affects some residents at 13.0%. Household income has grown by 30% since 2019.
The unemployment rate in 63645 stands at 6.6%, which is above the national average. As in most parts of the country, driving alone is the dominant commute mode at 74%.
Overall, ZIP code 63645 in Fredericktown, MO is characterized as solidly middle-class, moderately educated, a middle-aged community, and predominantly owner-occupied. With 11,514 residents, a median household income of $57,862, and a median home value of $151,200, it offers a clear picture of life in this part of Missouri.