| ZIP Code | 62245 |
|---|---|
| City | Germantown |
| State | Illinois (IL) |
| County | Clinton County |
| Area Code | 618/730 |
| Elevation | 434 ft |
| Latitude | 38.531041 |
|---|---|
| Longitude | -89.575162 |
| Timezone | Chicago (DST) |
| FIPS | 17027 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 46.6 yrs ↑ 7% since 2019 |
|---|---|
| Avg Household Size | 2.39 |
| Below Poverty | 4.8% ▼ 52% below avg |
| College Grads | 39.6% ≈ Avg |
| Unemployment | 1.2% ▼ 75% below avg |
| No HS Diploma | 12 (1%) |
| HS Graduate | 391 (32.1%) |
| Some College | 168 (13.8%) |
| Associates | 164 (13.5%) |
| Bachelors | 185 (15.2%) |
| Graduate Degree | 297 (24.4%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $89,375 ▲ 17% above avg ↑ 27% since 2019 |
|---|---|
| Median Home Value | $197,900 ▼ 29% below avg ↑ 24% since 2019 |
| Home/Income Ratio | 2.2x (nat avg ~3.5x) |
| Median Rent | $645/mo ↓ 16% since 2019 |
| Total Units | 770 |
| Vacant Units | 37 |
| Avg HH Size | 2.39 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 770 |
|---|---|
| Vacant | 37 |
| Owner Occupied | 88.8% |
| Renter Occupied | 11.2% |
| Avg HH Size | 2.39 |
ZIP code 62245 is located in Germantown, Illinois, within Clinton County. With a population of 1,760, this is a sparsely populated ZIP code with a mature community — the median age is 46.6 years. Economically, 62245 is a middle-income ZIP code: the median household income of $89,375 is above the national average.
Real estate in ZIP code 62245 represents an affordable housing market. The median home value of $197,900 is below the national average. Renters can expect to pay around $645 per month in median rent. Homeownership is strong here — 88.8% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 24% since 2019.
The population of 62245 is primarily White (98.41%). Residents are moderately educated — 39.6% hold a bachelor's degree or higher, which is near the national average. Poverty affects a relatively small share of residents at 4.8%. Household income has grown by 27% since 2019.
The unemployment rate in 62245 stands at 1.2%, which is well below the national average. As in most parts of the country, driving alone is the dominant commute mode at 80%.
Overall, ZIP code 62245 in Germantown, IL is characterized as middle-income, moderately educated, a mature community, and predominantly owner-occupied. With 1,760 residents, a median household income of $89,375, and a median home value of $197,900, it offers a clear picture of life in this part of Illinois.