| ZIP Code | 61864 |
|---|---|
| City | Philo |
| State | Illinois (IL) |
| County | Champaign County |
| Area Code | 217/447 |
| Elevation | 678 ft |
| Latitude | 39.975064 |
|---|---|
| Longitude | -88.152723 |
| Timezone | Chicago (DST) |
| FIPS | 17019 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 35.2 yrs ↓ 17% since 2019 |
|---|---|
| Avg Household Size | 3.10 |
| Below Poverty | 6.0% ▼ 40% below avg |
| College Grads | 44.3% ▲ 14% above avg |
| Unemployment | 1.0% ▼ 79% below avg |
| No HS Diploma | 7 (0.7%) |
| HS Graduate | 290 (29.9%) |
| Some College | 136 (14%) |
| Associates | 108 (11.1%) |
| Bachelors | 131 (13.5%) |
| Graduate Degree | 299 (30.8%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $91,827 ▲ 20% above avg ↑ 16% since 2019 |
|---|---|
| Median Home Value | $203,600 ▼ 27% below avg ↑ 25% since 2019 |
| Home/Income Ratio | 2.2x (nat avg ~3.5x) |
| Median Rent | $1,063/mo ↑ 42% since 2019 |
| Total Units | 595 |
| Vacant Units | 42 |
| Avg HH Size | 3.10 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 595 |
|---|---|
| Vacant | 42 |
| Owner Occupied | 87.9% |
| Renter Occupied | 12.1% |
| Avg HH Size | 3.10 |
ZIP code 61864 is located in Philo, Illinois, within Champaign County. With a population of 1,714, this is a sparsely populated ZIP code with a relatively young community — the median age is 35.2 years. Economically, 61864 is a middle-income ZIP code: the median household income of $91,827 is above the national average.
Real estate in ZIP code 61864 represents an affordable housing market. The median home value of $203,600 is below the national average. Renters can expect to pay around $1,063 per month in median rent. Homeownership is strong here — 87.9% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 25% since 2019.
The population of 61864 is primarily White (98.19%). Residents are well-educated — 44.3% hold a bachelor's degree or higher, which is near the national average. Poverty affects a relatively small share of residents at 6.0%. Household income has grown by 16% since 2019.
The unemployment rate in 61864 stands at 1.0%, which is well below the national average. As in most parts of the country, driving alone is the dominant commute mode at 87%.
Overall, ZIP code 61864 in Philo, IL is characterized as middle-income, well-educated, a relatively young community, and predominantly owner-occupied. With 1,714 residents, a median household income of $91,827, and a median home value of $203,600, it offers a clear picture of life in this part of Illinois.