| ZIP Code | 60946 |
|---|---|
| City | Kempton |
| State | Illinois (IL) |
| County | Ford County |
| Area Code | 779/815 |
| Elevation | 667 ft |
| Latitude | 40.913073 |
|---|---|
| Longitude | -88.200712 |
| Timezone | Chicago (DST) |
| FIPS | 17053 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 35.9 yrs ↓ 4% since 2019 |
|---|---|
| Avg Household Size | 2.29 |
| Below Poverty | 7.6% ▼ 24% below avg |
| College Grads | 31.6% ▼ 18% below avg |
| Unemployment | 9.7% ▲ 98% above avg |
| No HS Diploma | 1 (0.4%) |
| HS Graduate | 104 (39.1%) |
| Some College | 35 (13.2%) |
| Associates | 42 (15.8%) |
| Bachelors | 34 (12.8%) |
| Graduate Degree | 50 (18.8%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $75,000 ≈ Avg ↑ 31% since 2019 |
|---|---|
| Median Home Value | $68,000 ▼ 76% below avg ↓ 23% since 2019 |
| Home/Income Ratio | 0.9x (nat avg ~3.5x) |
| Median Rent | $1,087/mo ↑ 54% since 2019 |
| Total Units | 198 |
| Vacant Units | 32 |
| Avg HH Size | 2.29 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 198 |
|---|---|
| Vacant | 32 |
| Owner Occupied | 79.5% |
| Renter Occupied | 20.5% |
| Avg HH Size | 2.29 |
ZIP code 60946 is located in Kempton, Illinois, within Ford County. With a population of 380, this is a sparsely populated ZIP code with a relatively young community — the median age is 35.9 years. Economically, 60946 is a solidly middle-class ZIP code: the median household income of $75,000 is near the national average.
Real estate in ZIP code 60946 represents one of the more affordable housing markets in the country. The median home value of $68,000 is well below the national average. Renters can expect to pay around $1,087 per month in median rent. Homeownership is strong here — 79.5% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have decreased by 23% since 2019.
The population of 60946 is primarily White (95.00%). Residents are moderately educated — 31.6% hold a bachelor's degree or higher, which is below the national average. Poverty affects a relatively small share of residents at 7.6%. Household income has grown by 31% since 2019.
The unemployment rate in 60946 stands at 9.7%, which is significantly above the national average. As in most parts of the country, driving alone is the dominant commute mode at 87%.
Overall, ZIP code 60946 in Kempton, IL is characterized as solidly middle-class, moderately educated, a relatively young community, and predominantly owner-occupied. With 380 residents, a median household income of $75,000, and a median home value of $68,000, it offers a clear picture of life in this part of Illinois.