| ZIP Code | 59824 |
|---|---|
| City | Charlo |
| State | Montana (MT) |
| County | Lake County |
| Area Code | 406 |
| Elevation | 2,925 ft |
| Latitude | 47.413466 |
|---|---|
| Longitude | -114.207383 |
| Timezone | Denver (DST) |
| FIPS | 30047 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 49.1 yrs ↑ 19% since 2019 |
|---|---|
| Avg Household Size | 2.52 |
| Below Poverty | 14.4% ▲ 44% above avg |
| College Grads | 40.8% ≈ Avg |
| Unemployment | 1.3% ▼ 73% below avg |
| No HS Diploma | 4 (0.4%) |
| HS Graduate | 347 (31.7%) |
| Some College | 105 (9.6%) |
| Associates | 192 (17.6%) |
| Bachelors | 145 (13.3%) |
| Graduate Degree | 301 (27.5%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $62,500 ▼ 18% below avg ↑ 17% since 2019 |
|---|---|
| Median Home Value | $325,000 ▲ 17% above avg ↑ 31% since 2019 |
| Home/Income Ratio | 5.2x (nat avg ~3.5x) |
| Median Rent | $822/mo ↑ 12% since 2019 |
| Total Units | 678 |
| Vacant Units | 112 |
| Avg HH Size | 2.52 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 678 |
|---|---|
| Vacant | 112 |
| Owner Occupied | 79.0% |
| Renter Occupied | 21.0% |
| Avg HH Size | 2.52 |
ZIP code 59824 is located in Charlo, Montana, within Lake County. With a population of 1,453, this is a sparsely populated ZIP code with a mature community — the median age is 49.1 years. Economically, 59824 is a solidly middle-class ZIP code: the median household income of $62,500 is below the national average.
Real estate in ZIP code 59824 represents a mid-range housing market. The median home value of $325,000 is above the national average. Renters can expect to pay around $822 per month in median rent. Homeownership is strong here — 79.0% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 31% since 2019.
The population of 59824 is majority White (66.62%). Residents are well-educated — 40.8% hold a bachelor's degree or higher, which is near the national average. Poverty affects some residents at 14.4%. Household income has grown by 17% since 2019.
The unemployment rate in 59824 stands at 1.3%, which is well below the national average. About 24% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 57%.
Overall, ZIP code 59824 in Charlo, MT is characterized as solidly middle-class, well-educated, a mature community, and predominantly owner-occupied. With 1,453 residents, a median household income of $62,500, and a median home value of $325,000, it offers a clear picture of life in this part of Montana.