| ZIP Code | 49721 |
|---|---|
| City | Cheboygan |
| State | Michigan (MI) |
| County | Cheboygan County |
| Area Code | 231/989 |
| Elevation | 630 ft |
| Latitude | 45.574179 |
|---|---|
| Longitude | -84.455446 |
| Timezone | Detroit (DST) |
| FIPS | 26031 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 51.1 yrs |
|---|---|
| Avg Household Size | 2.40 |
| Below Poverty | 11.0% ▲ 10% above avg |
| College Grads | 35.6% ▼ 8% below avg |
| Unemployment | 7.0% ▲ 43% above avg |
| No HS Diploma | 99 (1%) |
| HS Graduate | 3,656 (36.8%) |
| Some College | 1,290 (13%) |
| Associates | 1,341 (13.5%) |
| Bachelors | 1,263 (12.7%) |
| Graduate Degree | 2,274 (22.9%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $60,840 ▼ 20% below avg ↑ 37% since 2019 |
|---|---|
| Median Home Value | $170,000 ▼ 39% below avg ↑ 40% since 2019 |
| Home/Income Ratio | 2.8x (nat avg ~3.5x) |
| Median Rent | $753/mo ↑ 5% since 2019 |
| Total Units | 8,535 |
| Vacant Units | 2,829 |
| Avg HH Size | 2.40 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 8,535 |
|---|---|
| Vacant | 2,829 |
| Owner Occupied | 83.5% |
| Renter Occupied | 16.5% |
| Avg HH Size | 2.40 |
ZIP code 49721 is located in Cheboygan, Michigan, within Cheboygan County. With a population of 13,937, this is a lightly populated ZIP code with a mature community — the median age is 51.1 years. Economically, 49721 is a solidly middle-class ZIP code: the median household income of $60,840 is below the national average.
Real estate in ZIP code 49721 represents an affordable housing market. The median home value of $170,000 is below the national average. Renters can expect to pay around $753 per month in median rent. Homeownership is strong here — 83.5% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 40% since 2019.
The population of 49721 is primarily White (90.59%). Residents are moderately educated — 35.6% hold a bachelor's degree or higher, which is near the national average. Poverty affects some residents at 11.0%. Household income has grown by 37% since 2019.
The unemployment rate in 49721 stands at 7.0%, which is above the national average. As in most parts of the country, driving alone is the dominant commute mode at 76%.
Overall, ZIP code 49721 in Cheboygan, MI is characterized as solidly middle-class, moderately educated, a mature community, and predominantly owner-occupied. With 13,937 residents, a median household income of $60,840, and a median home value of $170,000, it offers a clear picture of life in this part of Michigan.